Senior Credit Evaluation & Risk Manager

Be Different SA (PTY) LTD; Sandton; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A finance-focused enterprise in Sandton is seeking an experienced credit assessment professional to handle lending applications and provide optimal financial solutions. The ideal candidate will possess a BComm in Finance and Accounting, along with 5-7 years of experience in credit decision-making. Responsibilities include assessing financial information, making prudent credit decisions, and ensuring compliance with the National Credit Act. Knowledge of financial statements and understanding of repayment structures are essential for success in this role.

Qualifications

• 5 – 7 years’ experience in relevant credit assessment and decisioning.
• Thorough knowledge and understanding of financial statements.
• Experience in understanding repayment structures and collection processes.

Responsibilities

• Obtain and assess client financial information and cash flows.
• Make prudent credit decisions in lending applications.
• Determine optimal lending solutions for clients.

Skills

Credit assessment and decisioning

Financial analysis

Understanding of the National Credit Act

Knowledge of legalities in lending

Client engagement

Education

BComm in Finance and Accounting

Job description

A finance-focused enterprise in Sandton is seeking an experienced credit assessment professional to handle lending applications and provide optimal financial solutions. The ideal candidate will possess a BComm in Finance and Accounting, along with 5-7 years of experience in credit decision-making. Responsibilities include assessing financial information, making prudent credit decisions, and ensuring compliance with the National Credit Act. Knowledge of financial statements and understanding of repayment structures are essential for success in this role.