Senior Credit Analyst

Nedbank; Johannesburg; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading financial institution in Johannesburg seeks a professional to provide credit management support. Responsibilities include developing analytics, managing credit bureau queries, and monitoring data quality. Ideal candidates should have over 5 years of experience in a credit environment and possess advanced diplomas or degrees. This position requires strong analytical and problem-solving skills.

Qualifications

• 5+ years experience within a credit environment.
• Ability to analyse and interpret qualitative and quantitative data.

Responsibilities

• Develop meaningful analytics and reporting to stakeholders.
• Manage and resolve credit bureau-related queries.
• Monitor data quality and drive improvements.

Skills

Data mining and analytical skills

Problem solving

Banking knowledge

Communication Strategies

Data analysis

Governance, Risk and Controls

Education

Advanced Diplomas/National 1st Degrees

Job description

Recruiter: Lebohang Monate

Closing Date: 22 October 2025

Job Family

Credit

Credit Management

Manage Self: Professional

Job Purpose

To provide support services to the credit community on matters relating to credit bureaus, the data and systems and contribute to the optimisation of the credit portfolio in line with Nedbank’s strategic objectives.

Job Responsibilities

• Developing and providing meaningful analytics and reporting/presenting to stakeholders to inform decision making across the credit lifecycle.
• Manage and resolve credit bureau or service related queries within acceptable timeframes
• Manage the financial components including analysing the cost, the payment of invoices, usage of services and handling related queries.
• Serve as a subject matter expert to assist stakeholders on matters relating to the data, processes and regulatory requirements. As well as ensuring Nedbank’s compliance to the appropriate regulations.
• Responsible for user administration and providing training and support on systems and processes.
• Monitoring the data quality and drive improvements on the quality of the data. This covers the end to end bureau data lifecycle (across data transmissions, data loading etc)
• Identify opportunities to improve or enhance processes by identifying and recommending improvements to systems, code, data usage etc to add value to Nedbank.
• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes)
• Drive/support strategic initiatives and adhoc requests
• Build and maintain effective internal and external stakeholder relationships
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.

Minimum Experience Level

• 5+ years experience within acredit environment
• Data mining and analytical skills
• Problem solving

Preferred Qualification

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Type of Exposure

Analysing situations or data that require an in depth evaluation of multiple factors

• Working with a group and individually to identify alternative solutions to a problem
• Developing ways to manage risks
• Building and maintaining effective cross-functional relationships with internal and external stakeholders
• Analysing and interpreting qualitative and quantitative data
• Interacting with various levels of management
• Influencing stakeholders to obtain buy-in for concepts and ideas
• Comparing two or more sets of information
• Providing professional advice/opinion
• Using different approaches in new work situations

Technical / Professional Knowledge

• Banking knowledge
• Communication Strategies
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Principles of financial management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Research methodology
• Business Acumen
• Coaching
• Communication
• Work Standards
• Technical/Professional Knowledge and Skills

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Please contact the Nedbank Recruiting Team at [phone]

Nedbank Ltd Reg No 1951/000009/06.
Authorised financial services and registered credit provider (NCRCP16).