Senior Credit Analyst

The Recruitment Pig; Gauteng; On-site; ZAR 360,000 - 600,000; Full time

Job summary

The Recruitment Pig is seeking a skilled credit analyst to advance your financial career by assessing commercial deals and structuring profitable agreements. You will review client financial statements and write clear reports for management, while supporting junior analysts and maintaining CRM records.

Join a collaborative team focused on asset finance, debt schedules, and creating value through sound credit decisions.

Qualifications

• A relevant degree or diploma in Finance, Accounting, or Economics.
• Five years of solid experience in commercial credit analysis.
• Good background in asset finance.
• Strong ability to understand debt schedules and financial ratios.
• Good computer skills, including Microsoft Excel and CRM systems.
• A good positive attitude and a clear willingness to learn.
• You must be a reliable and supportive team player.

Responsibilities

• Review client financial statements, cash flows, and management accounts daily.
• Look at interesting commercial deals in mining, aviation, and construction.
• Determine physical asset values and potential financial recovery prospects.
• Help structure profitable deals with the correct terms and rates.
• Write clear and helpful credit reports for the management team.
• Review work and guide junior analysts to improve their skills.
• Keep all credit records updated on the company CRM system.

Skills

Credit analysis

Financial statement analysis

Asset finance

Debt schedules

CRM systems

Microsoft Excel

Education

Finance/Accounting/Economics degree or diploma

Tools

Excel

CRM systems

Job description

The Opportunity

You can leverage your credit analysis skills to advance your financial career here. You will enjoy strong support while assessing commercial deals and structuring profitable agreements. Your work will directly boost company efficiency and help meet our customers' expectations.

Job Description

• Review client financial statements, cash flows, and management accounts daily.
• Look at interesting commercial deals in mining, aviation, and construction.
• Determine physical asset values and potential financial recovery prospects.
• Help structure profitable deals with the correct terms and rates.
• Write clear and helpful credit reports for the management team.
• Review work and guide junior analysts to improve their skills.
• Keep all credit records updated on the company CRM system.

What You Need to Apply

• A relevant degree or diploma in Finance, Accounting, or Economics.
• Five years of solid experience in commercial credit analysis.
• Good background in asset finance.
• Strong ability to understand debt schedules and financial ratios.
• Good computer skills, including Microsoft Excel and CRM systems.
• A good positive attitude and a clear willingness to learn.
• You must be a reliable and supportive team player.