Senior Analyst : Aml

Capitec; Gauteng; On-site; ZAR 600 000 - 900 000; Full time

Job summary

A leading South African bank is seeking a Senior Analyst in AML to lead complex investigations and drive risk mitigation efforts. Candidates should have at least 5-6 years of investigative experience in a financial or banking environment and knowledge of AML regulations. This full-time role requires strong analytical and reporting skills and offers a mid-senior level position in Business Development and Sales.

Qualifications

• At least 5-6 years investigative experience within a financial / banking environment.
• Experience in investigations in AML, forensic or fraud.
• Ability to work on complex investigations with more than one party involved.

Responsibilities

• Identify, plan, conduct and complete high-risk complex investigations.
• Act as a subject matter expert on AML and financial crime typologies.
• Identify, assess and engage stakeholders on financial crime typologies.

Skills

Attention to Detail

Communications Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Planning, organising and coordination skills

Problem solving skills

Reporting Skills

Researching skills

Education

Grade 12 National Certificate / Vocational

Bachelor's Degree in Finance or Internal Auditing

Relevant tertiary qualification in Risk Management or Criminology

Job description

Senior Analyst : AML

Capitec is looking for a Senior Analyst in AML to lead complex investigations and drive AML risk mitigation.

Responsibilities

• Identify, plan, conduct and complete high‑risk complex investigations into matters referred from internal or external sources, deliver high‑quality professional reports and lead and guide a team of specialist investigators on high‑profile complex investigations where teamwork may be required.
• Act as a subject matter expert on AML and financial crime typologies relevant to the industry and represent Capitec at industry level in expert working groups.
• Identify, assess and engage stakeholders on financial crime typologies to ensure the risk is mitigated and the bank complies with legislative / regulatory requirements.

Experience

Minimum

• At least 5‑6 years investigative experience within a financial / banking environment.
• Experience in investigations in AML, forensic or fraud.
• Ability to work on complex investigations with more than one party involved.

Ideal

• 7+ years investigative experience within a financial / banking environment.
• Experience in investigations in AML or forensic risk management and case planning.

Qualifications

Minimum

• Grade 12 National Certificate / Vocational.

Ideal (Preferred)

• Bachelor's Degree in Finance or Internal Auditing.
• A relevant tertiary qualification in Risk Management or Criminology.

Knowledge

• Good understanding of FICA and related legislation pertaining to terrorism, proliferation finance and other financial crime related legislation such as PRECCA, Cyber Crime Legislation.
• Legislation regarding money laundering control and combating of terrorist financing.
• Knowledge of suspicious transactions and various typologies such as Human Trafficking, Wild life Trafficking; Ponzi or Pyramid Schemes.
• Good regulatory knowledge.
• Business and commercial awareness and understanding.
• Understanding use of technology and data in financial crime.
• Ability to do data analytics and run own scripts for information.
• Good understanding of RMCP requirements and the processes in the AML environment in a bank.

Skills

• Attention to Detail
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Planning, organising and coordination skills
• Problem solving skills
• Reporting Skills
• Researching skills

Conditions of Employment

Clear criminal and credit record

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Business Development and Sales

Industries

Banking