Relationship Manager

AFGRI Group Holdings; Maluti-a-Phofung Local Municipality; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading agricultural financial services company in South Africa seeks a Relationship Manager. The role involves managing client relationships and expanding the lending portfolio through tailored financial solutions. Candidates must have a BSc or BCom in a related field and at least 5 years of agricultural financing experience. Strong competencies in credit risk management and excellent communication skills in Afrikaans and English are required. This is a permanent full-time position based in Harrismith.

Qualifications

• 5 years experience in agricultural financing required.
• Relevant certifications in financial analysis or credit risk management are advantageous.

Responsibilities

• Manage client relationships and expand lending portfolio.
• Prepare and evaluate credit applications.
• Monitor account performance and market trends.

Skills

Client relationship management

Business Development

Credit risk management

Financial analysis

Communication in Afrikaans

Communication in English

Education

BSc or BCom in Agricultural Economics Finance

Tools

SAP

Excel

Job description

Description

The Relationship Manager will be responsible for managing client relationships with a strong focus on expanding the lending portfolio through tailored financial solutions. This role involves new business development credit risk management and ensuring alignment with organisational goals while delivering an exceptional client experience.

Minimum Requirements

• BSc or BCom in Agricultural Economics Finance or a related field.
• Relevant certifications in financial analysis or credit risk management (advantageous).
• Minimum of 5 years experience in agricultural financing.

Key Performance Areas

Client Engagement and Business Development

• Build and maintain strong client relationships.
• Identify and pursue new business opportunities.
• Develop and present tailored financial solutions.
• Represent the organisation at industry events and farmers days.
• Drive cross-selling of products and services.

Credit Application Management

• Collect and review client financial documentation.
• Prepare and evaluate credit applications in line with policies and regulations.
• Manage credit risk and ensure compliance throughout the process.

Operational Excellence and Administration

• Monitor account performance and market trends.
• Ensure timely processing of applications and client requests.
• Compile accurate reports and collaborate with internal teams.

Ad Hoc and Cross-Functional Contributions

• Support team initiatives and cross-functional offerings.
• Address emerging market opportunities and challenges.

Technical Competencies

• In-depth knowledge of agricultural financing and credit risk management
• SAP and advanced Excel skills
• Proficiency in Microsoft Office
• Strong analytical and problem-solving abilities
• Excellent communication skills in Afrikaans and English
• Ability to work independently and collaboratively
• High dependability and performance under pressure

Behavioural Competencies

• Strategic thinking and results orientation
• Exceptional interpersonal and communication skills
• Team leadership and collaboration
• Adaptability and willingness to travel extensively

Closing Date : 24 September 2025

Please note that correspondence will be limited to shortlisted candidates only. Applicants who have not heard from us within 30 days of the closing date may assume that their applications have been unsuccessful and are hereby thanked for their interest.

The filling of this position will be aligned with AFGRIs Employment Equity Policy.

Applicants are informed that in order to be considered for any application for employment we will have to process their personal information. A law known as the Protection of Personal Information Act 4 of 2013 (POPIA) provides that when one processes another's personal information such collection retention dissemination and use of that persons personal information must be done in a lawful and transparent manner.

In order to give effect to this right we are under a duty to provide you with a number of details pertaining to the processing of your personal information. These details are housed under the HR Processing Notice which can be accessed and viewed on the AFGRI Group website which HR Processing Notice we request that you kindly download and read.

Work Level

Junior Management

Job Type

Permanent

Salary

Market Related

EE Position

Yes

Location

Harrismith

Required Experience

Junior IC

Key Skills

Business Development,Sales Experience,Loyalty Marketing,Portfolio Management,Wealth Management,Financial Services,Algebra,Territory Management,Banking,Relationship Management,Customer relationship management,Geometry

Employment Type

Full-Time

Experience

years

Vacancy

1