Relationship Banker

Capitec Bank Ltd.; Gauteng; On-site; ZAR 300 000 - 450 000; Full time

Job summary

A leading financial institution in Gauteng is seeking energetic, self-motivated individuals for a role in Business Banking. Candidates should have at least 2 years of experience and a Grade 12 National Certificate. The role involves managing client relationships, ensuring excellent service delivery, and understanding banking products and regulations. A Diploma in Accounting or Business Management is preferred. This position supports diverse hiring practices.

Qualifications

• Minimum 2 years experience in Business Banking.
• Understanding of banking practices and credit principles.
• Knowledge of Financial Advisory services regulations.

Responsibilities

• Manage clients by providing excellent client service.
• Retain and optimise client value while attracting new clients.

Skills

Communications Skills

Administration Skills

Planning, organising and coordination skills

Interpersonal & Relationship management Skills

Attention to Detail

Education

Grade 12 National Certificate / Vocational

Diploma in Accounting - Financial Accounting or Business Management

Job description

We're on the lookout for energetic, self‑motivated individuals who share our passion for service in the banking industry.

Overview

To be part of the journey, follow the steps below :

1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above, finalize your application by clicking apply below.

Responsibilities

To manage clients (many‑to‑many basis) by providing excellent client service which aims to retain and optimise client value whilst attracting new clients to ensure future client growth.

Experience

• Minimum : 2 years plus previous experience within Business Banking environment
• Ideal : Sales, features, benefits and value propositions of products & services; Administration of processes and procedures pertaining to Business Banking transactions

Qualifications (Minimum)

Grade 12 National Certificate / Vocational in Grade 12 National Certificate

Qualifications (Ideal or Preferred)

Diploma in Accounting - Financial Accounting or Business Management

Knowledge

• Minimum : Knowledge and understanding of :
  • Business banking environment including features, benefits and value propositions of products & services
  • General banking practices and procedures.
  • Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements.
  • The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
  • Administration processes and procedures pertaining to Business Banking transactions.
  • Client relationship management and service principles.
• Ideal : Knowledge and understanding of :
  • Capitec Business Bank products and services
  • Competitor product offerings / channels / operational and marketing tactics would be advantageous.
  • Capitec / Business Bank systems and processes

Skills

• Communications Skills
• Administration Skills
• Planning, organising and coordination skills
• Interpersonal & Relationship management Skills
• Attention to Detail

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.