Property Risk Analyst

Standard Bank Group; Johannesburg; On-site; ZAR 900,000 - 1,200,000; Full time

Benefits offered by this job

Job summary

Standard Bank Group in Johannesburg seeks a Credit Risk professional to perform and deliver risk activities across the life-cycle for a dedicated portfolio, including originations, account management, collections and payments.

The role requires 5-7 years of Banking and Credit Risk Management experience, with solid knowledge of the risk management value chain and regulatory compliance to ensure robust risk controls.

Qualifications

• Experience in Banking and Credit Risk Management.
• Experience across the Credit Risk Management value chain including originations, account management, collections and payments.
• Ability to ensure compliance with relevant legislation and regulations.

Responsibilities

• Perform and deliver Credit Risk activities across the life-cycle of Credit Risk Management for a dedicated Portfolio.
• Conduct in-depth analysis to ensure products and services adhere to all relevant legislation and regulations.

Job description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio's products and services adhere to all relevant legislation and regulations.

Type of Qualification: First Degree
Field of Study: Mathematical Sciences, Risk Management, Quantitative Studies
Experience Required
Credit Risk – PPB
Risk & Corporate Affairs
5-7 years
The role requires an individual with Banking and Credit Risk Management experience. Experience across the Credit Risk Management value chain would be required and includes experience within originations, account management, collections and payments. Experience in a credit risk or related analytical environment would be required.

Behavioural Competencies:

• Adopting Practical Approaches
• Checking Things
• Embracing Change
• Establishing Rapport
• Following Procedures
• Interpreting Data
• Meeting Timescales
• Producing Output
• Providing Insights
• Taking Action
• Thinking Positively
• Upholding Standards

Technical Competencies:

• Active Listening
• Project Management (Project Mgmt)
• Quant Skills
• Risk Awareness
• Risk Identification
• Risk ManagementRisk Reporting
• Risk Response Strategy
• Verbal Communication
• Workflow Management