Principal Credit Officer : Portfolio Management X2

Dbsa; Gauteng; On-site; ZAR 500 000 - 600 000; Full time

Job summary

A financial institution in Gauteng is seeking a Principal Credit Officer for Portfolio Management. The candidate will assess and optimize credit risk within the investment portfolio across South Africa and Africa. The role requires expertise in financial analysis and involves close interaction with the Credit Origination team to ensure compliance and performance of existing investments.

Qualifications

• In-depth understanding of credit risk management.
• Technical and commercial expertise in finance.
• Ability to conduct financial analysis and credit reviews.

Responsibilities

• Assess and monitor credit risks within the investment portfolio.
• Support strategic decision-making for credit compliance.
• Interact with the Credit Origination team for portfolio performance.

Job description

Principal Credit Officer: Portfolio Management

Location: Midrand, Gauteng, South Africa

The role is responsible for the ongoing assessment, monitoring, and optimisation of credit risk within the existing portfolio of investments across South Africa, the Rest of Africa and High Impact.

The role is critical to maintaining portfolio health through in-depth credit reviews, financial analysis, and proactive risk mitigation strategies.

Applying technical and commercial expertise and legal knowledge, the role supports strategic decision-making, contributes to the credit compliance, and ensures that exposures remain aligned with institutional risk appetite.

This role interacts closely with the Credit Origination team responsible for new transactions while maintaining dedicated focus on the post-approval performance of the existing portfolio.