Principal Credit Offer Portfolio Management

Network Recruitment; Gauteng; On-site; ZAR 900 000 - 1 200 000; Full time

Job summary

A leading recruitment agency is seeking a Principal Credit Portfolio Specialist to manage diverse credit portfolios across South Africa. The role involves overseeing credit frameworks, conducting financial analysis, and mentoring portfolio analysts. Candidates should have a postgraduate degree with at least 10 years of experience in credit risk analysis. This position offers the chance to collaborate with various teams to ensure financial resilience and inclusive growth.

Qualifications

• Minimum 10 years' experience in credit risk analysis, portfolio monitoring, or financial analysis.
• Proven track record in credit reviews and restructures.
• Strong decision-making based on complex financial insights.

Responsibilities

• Lead portfolio monitoring, risk reviews, and analysis.
• Conduct financial and credit assessments to improve portfolio health.
• Build financial models to support strategic decisions.

Skills

Credit risk analysis

Financial analysis

Portfolio monitoring

Financial modelling

Communication

Education

Postgraduate degree in Economics, Business, or Risk Management

Job description

SUMMARY :

Principal Credit Portfolio Specialist

Are you the kind of credit professional who loves digging deep into portfolios — spotting patterns, uncovering risks, and strengthening financial resilience before issues arise?

This is your chance to steer a diverse, high-impact credit book spanning South Africa and beyond, ensuring that every investment continues to deliver value, stability, and purpose.

Join a powerhouse in development and investment finance that's redefining how sustainable growth is funded across the continent.

As a Principal Credit Portfolio Specialist , you'll sit at the nerve centre of risk, performance, and strategic impact — overseeing complex portfolios, refining credit frameworks, and driving informed decision‑making that balances commercial results with developmental outcomes.

You’ll collaborate with origination, legal, and ESG teams to monitor, manage, and optimise a multi‑billion‑rand credit portfolio, ensuring every facility aligns with the organisation's mandate and long‑term vision for inclusive growth.

POSITION INFO :

Key Responsibilities :

• Lead ongoing portfolio monitoring, risk reviews, and early warning analysis across diverse sectors and regions.
• Conduct in‑depth financial and credit analysis to assess portfolio health, recommend restructures, and enhance performance.
• Build and review complex financial models and risk reports to inform strategic decisions.
• Drive governance reporting, IFRS 9 provisioning support, and early intervention strategies.
• Mentor and develop portfolio analysts while promoting excellence in credit and risk practices.

Job Experience and Skills Required :

• Postgraduate degree in , Economics, , Business, or Risk Management (CFA, FRM, or advantageous).
• Minimum 10 years' experience in credit risk analysis, portfolio monitoring, or financial analysis within investment, wholesale, or development finance.
• Proven track record in credit reviews, restructures, and stress testing across African markets.
• Strong financial modelling and risk evaluation skills, with exposure to sovereign and infrastructure lending.
• Exceptional written and verbal communication — able to translate complex portfolio insights into strategic guidance.

Apply Now!

For more information, contact :

Heidi Joubert

Specialist Recruitment Consultant

Connect with me on LinkedIn!

#J-