National Credit Manager

Headhunters; Johannesburg; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading recruitment agency is seeking a National Credit Manager to join their team in Johannesburg. This role requires a strong background in credit management, with at least 7 years' experience and a diploma in Credit Management. The successful candidate will evaluate customer creditworthiness, manage collections, and lead a credit team to ensure compliance and performance targets. Benefits include a competitive salary and comprehensive medical aid.

Benefits

Medical Aid

Pension

Group Life

Funeral Cover

Qualifications

• Minimum 5 years’ experience in credit control or debtors’ management.
• 7+ years’ overall experience in Credit Management.
• Experience in the auto finance industry is advantageous.

Responsibilities

• Evaluate customer creditworthiness and establish credit limits.
• Monitor accounts and manage collections.
• Identify credit risks through analysis.
• Build relationships with customers and stakeholders.
• Prepare and present credit performance reports.
• Ensure compliance with credit policies.
• Oversee credit control function.
• Lead and coach the credit team.

Skills

Analytical skills

Communication skills

Problem-solving

Leadership

Microsoft Excel proficiency

Education

Matric (Grade 12)

Tertiary qualification in Finance or Legal Studies

Diploma in Credit Management (Levels 1–4)

Job description

Our Client, a national market leader in the FMCG Industry; is seeking to employ a National Credit Manager to their team based in City Deep Johannesburg.

Awesome opportunity with a prominent brand and an awesome employer.

Benefits:

• Salary commensurate with experience
• Medical Aid
• Pension
• Group Life
• Funeral Cover

Requirements:

• Matric (Grade 12) and tertiary qualification in Finance or Legal Studies.
• Diploma in Credit Management (Levels 1–4) or equivalent finance-related qualification.
• Minimum 5 years’ experience in credit control or debtors’ management, preferably within the FMCG industry.
• 7+ years’ overall experience in Credit Management, including proven team leadership.
• Experience in the auto finance industry is advantageous.
• Strong proficiency in Microsoft Excel (including pivot tables and data analysis).
• Knowledge of credit scoring models, risk assessment, financial analysis, and collection processes.
• Excellent analytical, communication, and problem-solving skills.
• Ability to work under pressure and manage multiple deadlines.
• Strong leadership and team management capabilities.

Responsibilities, but not limited to:

• Evaluate customer creditworthiness and establish suitable credit limits and payment terms.
• Monitor customer accounts, manage collections, and resolve overdue or disputed payments.
• Identify and mitigate credit risk through continuous monitoring and financial analysis.
• Build and maintain strong relationships with customers and internal stakeholders to resolve credit issues.
• Prepare, review, and present credit performance reports and analytical insights to management.
• Ensure compliance with credit policies, procedures, and relevant legislation.
• Oversee the credit control function to ensure timely payments and healthy cash flow.
• Lead, coach, and support the credit team to achieve performance targets and maintain high service standards.

Please note that should you not receive a response within 2 weeks of applying, you may consider your application unsuccessful.