Manager : Credit Risk Monitoring ( Polokwane )

Land Bank Careers; Polokwane; On-site; ZAR 400 000 - 600 000; Full time

Job summary

A financial institution in Polokwane seeks a professional to develop and oversee the Credit Risk Management Framework. The role includes monitoring credit policies, ensuring compliance, and managing credit committees. Ideal candidates should have strong analytical skills and an understanding of credit risk management principles. This position is essential for maintaining financial stability and compliance within the organization.

Qualifications

• Understanding of credit risk management principles.
• Ability to monitor and report on credit policies.
• Strong analytical skills to assess credit exposures.

Responsibilities

• Develop and monitor the Credit Risk Management Framework.
• Assist in maintaining credit exposures within approved parameters.
• Oversight of credit committees and compliance monitoring.

Job description

(Land Bank) is South Africa s only specialist agricultural bank established in

• , the bank s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach.

These services enable farmers to finance land, equipment, improve assets and obtain production credit.

The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry.

As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB The purpose of the job role is to assist, develop, monitor and report on the implementation of the Credit Risk Management Framework which includes credit policies, credit committee governance charters, portfolio monitoring and reporting within the organisation, thereby assisting to maintain credit exposures within approved parameters.

The job role will further be responsible for the mmanagement and oversight all credit committees in the Land Bank, highlighting non-compliance in areas to mitigate the risk for non-compliance and suggest solutions to ensure compliance.