Manager: Credit Reporting

Capitec Bank; Stellenbosch; On-site; ZAR 700 000 - 900 000; Full time

Job summary

A leading financial institution in Stellenbosch is seeking an experienced professional to lead retail credit reporting and business case functions. The ideal candidate will have over 6 years of experience in retail credit, strong Power BI and SQL skills, and a Chartered Accountant qualification. This role focuses on turning credit data into actionable commercial decisions and providing insights that drive strategy.

Qualifications

• 6+ years in retail credit/consumer finance.
• 3–5 years leading reporting/analytics teams and cross-functional delivery.
• Exposure to prudential reporting (BA returns) and investor cycles advantageous.

Responsibilities

• Lead the retail credit reporting and business case function.
• Turn retail credit data into commercial decisions.
• Deliver executive-ready insights to shape strategy and performance.

Skills

Commercial Thinking Skills

Decision making skills

Leadership Skills

Management skills

Problem solving skills

Education

Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce

Bachelor's Degree in Accounting - Management Accounting or Business Management

Tools

Power BI

SQL

Python

ETL

Job description

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

Lead the retail credit reporting and business case function so that leadership can see clearly, decide quickly, and act confidently—with a strong commercial lens and disciplined controls.

Why this role exists

Toturn retail credit data into commercial decisions by delivering

• One version of the truth for internal MI and external narratives.
• Executive‑ready insights that shape strategy and performance.
• Robust business cases with pre/post benefit tracking.
• Investor and prudential confidence through accurate, reconciled disclosures.
• Automation and BI enablement to reduce cycle times and raise quality.

Experience

• 6+ years in retail credit/consumer finance.
• 3–5 years leading reporting/analytics teams and cross‑functional delivery.
• ProvenPower BI/SQL capability; Python/ETL beneficial.
• Exposure toprudential reporting (BA returns) and investor cycles (advantageous).

Qualifications (Minimum)

• Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce
• Bachelor's Degree in Accounting - Management Accounting or Business Management

Qualifications (Ideal or Preferred)

• Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce

Knowledge

This role iscommercial at its core -optimising credit performance, enabling pricing and policy decisions, and tracking value realisation.

• Business partnering mindset: speaks the language of Product, Finance, and Credit.
• Decision support expertise: Scenario analysis, and performance tracking.
• Strategic MI capability: builds insight‑driven packs that influence management and external stakeholders.

Skills

• Commercial Thinking Skills
• Decision making skills
• Leadership Skills
• Management skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.