Manager: Credit Reporting

Capitec Bank Ltd.; Stellenbosch; On-site; ZAR 700 000 - 900 000; Full time

Job summary

A leading South African bank is seeking an experienced professional to lead their retail credit reporting function. This role involves transforming credit data into actionable business insights, optimizing credit performance, and supporting management with strategic MI capabilities. Candidates should have over 6 years of experience in consumer finance and a qualification as a Chartered Accountant. The role is grounded in commercial thinking, and candidates must demonstrate strong leadership skills.

Qualifications

• 6+ years in retail credit/consumer finance.
• 3–5 years leading reporting/analytics teams and cross-functional delivery.
• Exposure to prudential reporting (BA returns) and investor cycles is advantageous.

Responsibilities

• Lead the retail credit reporting and business case function.
• Turn retail credit data into commercial decisions.
• Provide executive-ready insights that shape strategy and performance.

Skills

Commercial Thinking Skills

Leadership Skills

Education

Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce

Bachelor's Degree in Accounting - Management Accounting or Business Management

Job description

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above finalize your application by clicking apply below.

Lead the retail credit reporting and business case function so that leadership can see clearly, decide quickly, and act confidently—with a strong commercial lens and disciplined controls.

Why this role exists

Toturn retail credit data into commercial decisions by delivering

One version of the truth for internal MI and external narratives.

Executive‑ready insights that shape strategy and performance.

Robust business cases with pre/post benefit tracking.

Investor and prudential confidence through accurate, reconciled disclosures.

Automation and BI enablement to reduce cycle times and raise quality.

Experience

6+ years in retail credit/consumer finance.

3–5 years leading reporting/analytics teams and cross‑functional delivery.

Exposure toprudential reporting (BA returns) and investor cycles (advantageous).

Qualifications (Minimum)

• Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce
• Bachelor's Degree in Accounting - Management Accounting or Business Management

Qualifications (Ideal or Preferred)

• Qualified Chartered Accountant (CA) in Accounting - Financial Accounting or Commerce

Knowledge

This role iscommercial at its core -optimising credit performance, enabling pricing and policy decisions, and tracking value realisation.

Business partnering mindset: speaks the language of Product, Finance, and Credit.

Decision support expertise: Scenario analysis, and performance tracking.

Strategic MI capability: builds insight‑driven packs that influence management and external stakeholders.

Skills

• Commercial Thinking Skills
• Leadership Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06