Manager, Credit Evaluation

Standard Bank Group; Gqeberha; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial institution in South Africa seeks an experienced professional to manage credit evaluation and approval processes for Business Banking customers. The ideal candidate has 5-7 years of experience in credit risk assessment and a BCom or Finance degree. This full-time role focuses on maintaining a quality lending book and supporting business growth objectives.

Qualifications

• 5-7 years of intuitive credit assessment experience in a relevant segment.
• Thorough knowledge of financial statements and legalities associated with lending.

Responsibilities

• Manage and enhance approval of credit applications for Business Banking customers.
• Ensure quality lending through effective product/system development.

Skills

Credit Risk Assessment

Financial Statement Analysis

Stakeholder Management

Risk Management

Strategic Thinking

Education

BCom or Finance degree

Agricultural degree

Job description

To ensure the effective value adding risk management of Credit Evaluation managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters in order for Business and Commercial Banking to achieve asset growth targets whilst maintaining a quality‑lending book through judicious product and system development and effective management.

Qualifications

Minimum Qualifications

Type of Qualification : BCom or Finance degree

Field of Study: Business Commerce Finance and Accounting. An agricultural degree would be an advantage.

Experience Required

• Credit Risk-BCC
• Risk & Corporate Affairs

5-7 years

Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

Additional Information

Behavioural Competencies

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Examining Information
• Exploring Possibilities
• Interacting with People
• Making Decisions

Technical Competencies

• Coaching and Mentoring
• Compliance
• Product and Services Knowledge
• Product Development
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution

All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this please contact our Fraud line on 27.

Remote Work: No

Employment Type: Full‑time

Vacancy: 1