Manager, Credit Evaluation

Standard Bank Group; Durban; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading financial institution in South Africa seeks an experienced candidate for Credit Evaluation Management. You'll ensure effective risk management and enhance the approval processes for credit applications, contributing to asset growth while maintaining a quality lending book. A minimum of 5-7 years of relevant experience in Credit Risk and strong knowledge of lending processes are required.

Qualifications

• 5-7 years of experience in Credit Risk or related fields.
• Detailed knowledge of risk, compliance, and regulatory requirements.
• Experience in lending applicable to Business Banking.

Responsibilities

• Manage and enhance the approval of credit applications.
• Ensure effective risk management for Business Banking customers.

Skills

Articulating Information

Developing Strategies

Directing People

Embracing Change

Examining Information

Exploring Possibilities

Education

First Degree in Business Commerce, Finance, or Accounting

Job description

Job Description

To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.

Qualifications

Type of Qualification : First Degree

Field of Study : Business Commerce, Finance , Accounting

Experience Required

Credit Risk – BCB

5-7 years

Detailed knowledge and experience regarding the risk , compliance and regulatory requirements, guidelines and requirements pertaining to the Bank and Credit and Lending Risk requirements.

Credit Experience, especially lending, applicable to Business Banking, ( all segments and sub- segments) andexperience operating with an individual lending mandate is essential.

Behavioral Competencies :

• Articulating Information
• Developing Strategies
• Directing People
• Embracing Change
• Examining Information
• Exploring Possibilities

Technical Competencies :

• Coaching and Mentoring
• Product and Services Knowledge
• Product Development
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution

Careers

Are you passionate about Africa's potential? Are you driven to win? At Standard Bank Group, a team of over 50 000 dedicated individuals share one common purpose : Africa is our home, we drive her growth. We believe our people are our greatest asset, and we strive to create a thriving environment where you can bring your whole self to work, pursue your dreams, and see your ideas shape a brighter future for Africa. Join us, if you're ready to turn your passion into impact and make a real difference as part of a dynamic team.