Manager: Cre Risk Monitoring and Reportingdit 1

nedbank; Johannesburg; On-site; ZAR 800 000 - 1 200 000; Full time

Job summary

A major financial institution is seeking a Manager for Credit Risk Monitoring and Reporting based in Johannesburg. The successful candidate will oversee the credit lifecycle across lending products, ensuring optimal portfolio quality. Responsibilities include developing strategic reports, engaging with stakeholders, and driving innovations. Ideal candidates should possess extensive experience in credit risk analysis, robust analytical skills, and proficiency in tools like SAS and Power BI. This role offers high visibility and opportunities for career growth.

Qualifications

• Minimum 8 years in banking or financial services, with 5 years in Credit Risk Analysis.
• Proven experience in reporting roles for at least 5 years.
• Understanding of banking regulations (NCR, SARB, BASA).

Responsibilities

• Provide support to the Senior Manager regarding Credit Risk monitoring and reporting.
• Develop portfolio review presentations based on MIS.
• Use data to drive strategic decisions and portfolio optimization.

Skills

Analytical skills

Stakeholder management

Credit Risk Analysis

Data-driven decision making

Education

Bachelor’s degree in Statistics, Economics, Econometrics, Finance, Mathematical Sciences, or Engineering

Tools

SAS

Power BI

SQL

Python

Job description

Manager: Cre Risk Monitoring and Reportingdit 1

Details

Location: Johannesburg, ZA

Reference: 143295

Business and Commercial Banking

Credit Collections

Manage Self: Professional

Position

Why join our team!

This role offers a unique opportunity within a newly created cluster and evolving structure, providing a blank canvas for innovation and impact. The successful candidate will gain exposure across the full credit lifecycle—origination, collections, and recoveries—while collaborating cross-functionally to shape standards and frameworks for new ventures and acquisitions such as Equestra and Ikoka. High visibility with executive-level stakeholders and governance committees ensures strategic influence and career growth. Success will be measured by the ability to deliver actionable insights, strengthen risk oversight, and embed robust processes that enhance portfolio quality. Operating in a dynamic matrix environment, the role demands strong stakeholder management skills, advanced quantitative and analytical capabilities, and experience in reporting and strategic KPI development. Exposure to stress testing and scenario analysis, combined with adaptability for integration projects and out-of-the-box thinking, will be key to thriving in this position. Work-life balance and flexibility further complement this high-impact role.

Job Purpose

This role is responsible for monitoring and reporting on the end-to-end credit lifecycle across lending products within Business and Commercial Banking (BCB), ensuring oversight and optimizing the quality of the credit portfolio. Positioned as a second line of defence within PCP Risk, the role provides robust oversight and risk mitigation. The incumbent will engage with both frontline credit businesses (downstream) and governance committees (upstream), including the Cluster Credit Committee, Executive Credit Committee, and Group Credit Committee at Board level. Success in this role requires a self-starter with strong independence, capable of delivering actionable insights to senior stakeholders while effectively managing within a complex matrix environment.

Job Responsibilities

• Provide support to the Senior Manager regarding monitoring, analysis, organization, and reporting of Credit Risk-related matters for Group, Executive, Cluster, and Segment Credit Committees within the RBB cluster.
• Develop and prepare portfolio review presentations based on MIS, giving a clear overview of the credit book.
• Use data to drive strategic decisions, portfolio optimization, and early-risk mitigation actions.
• Propose innovative ideas to enhance business processes and improve customer experience.
• Deliver quality reports, monitoring results, and recommendations to stakeholders.
• Monitor quality of credit lifecycle processes, evaluate policy effectiveness, and ensure adherence to guidelines.
• Perform robust post-approval/disbursement checks using statistical and sampling methods.
• Ongoing monitoring of trends and factors that might impair credit quality, focusing on Origination, Collections, and Recoveries.
• Develop models for proactive monitoring of business credit health.
• Provide analytical support to the team on credit-related queries within acceptable timeframes.
• Foster collaborative relationships through regular engagement with managers and team members.
• Provide input into systems, processes, and policies for business effectiveness.
• Lead by example in embracing Nedbank Vision and Values.
• Contribute to transformation goals and culture-building initiatives.
• Create a client service culture through interventions.
• Encourage team innovation and knowledge sharing.
• Ability to connect the dots across fragmented information from multiple forums and present a consolidated view to senior stakeholders.
• Strong capability to interrogate data and extract actionable insights, not just run reports.
• Comfort with executive-level presentations and stakeholder management upwards.
• Ability to thrive in a new, evolving structure with opportunities to shape standards and frameworks.

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Required: Bachelor’s degree in Statistics, Economics, Econometrics, Finance, Mathematical Sciences, or Engineering.

Minimum Experience Level

• Minimum 8 years in banking or financial services, with 5 years in Credit Risk Analysis within Commercial/Wholesale Banking.
• Proven experience in reporting roles for at least 5 years.
• Understanding of banking regulations (NCR, SARB, BASA).
• Technical proficiency in SAS, Power BI, SQL (mandatory), Python (preferred).
• Familiarity with credit modelling, impairment methodologies, IFRS 9, ACL provisioning, and capital adequacy (risk-weighted assets).

Proven ability to engage and influence across retail and business clusters, including executive-level stakeholders

Deep understanding of the end-to-end credit lifecycle across multiple segments and lending products

Experience in strategic planning, business reporting, and translating insights into actionable decisions

Demonstrated capability in coaching, mentoring, and assuming leadership roles within complex environments

Strong background in credit assessments and risk mitigation strategies, with exposure to stress testing and scenario analysis

Ability to identify, manage, and mitigate business risks effectively

Skilled at operating within a matrix structure, managing multiple senior stakeholders and navigating complex governance frameworks

Advanced analytical skills with a strong quantitative orientation, including experience in reporting and strategic KPI development

Comfort with new acquisitions and integration projects, requiring out-of-the-box thinking and solution design

Technical / Professional Knowledge

• Business administration and management
• Governance, Risk and Controls
• Principles of project management
• Relevant regulatory knowledge
• Staff resource planning
• Strategic planning
• Management information and reporting principles, tools and mechanisms

Disclaimer

Preference will be given to candidates from the underrepresented groups

Please contact the Nedbank Recruiting Team at [phone]

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at [phone]