Lending Officer - Durango

Alpine Bank; Gauteng; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A prominent financial institution in Gauteng seeks a Lending Officer to develop and maintain banking relationships. Responsibilities include managing a personal loan portfolio, ensuring loan agreements adhere to policy, and engaging in community activities. Candidates should possess a Bachelor's degree in a relevant field, strong communication skills, and banking knowledge. This role offers a professional work environment with opportunities for growth.

Qualifications

• Proficient in banking knowledge and capable of operating in a fast-paced environment.
• Self-motivated team player with potential for leadership.
• Strong mentoring and communication skills required.

Responsibilities

• Develop and maintain long-term relationships with clients and partners.
• Manage a personal loan portfolio to meet strategic goals.
• Ensure loan agreements are complete and accurate as per loan policy.

Skills

Banking knowledge

Communication skills

Interpersonal skills

Analytical abilities

Problem-solving abilities

Microsoft Office Suite proficiency

Adobe Acrobat proficiency

Adaptability

Education

Bachelor's degree in Accounting, Finance, Business or similar

Job description

Overview

The Lending Officer develops, implements, and supports the growth of the Bank's lending and deposit processes.

The position is responsible for developing and retaining banking relationships with Alpine Bank customers in the assigned location.

Officer level will be determined based on experience.

Responsibilities

Develop and maintain long-term lending and depository relationships with the bank's clients and business partners, pile loan packages and facilitate negotiations of loan structures, including fees, loan repayment options, and other credit terms. Ensure loan agreements are complete and accurate according to loan policy; assure timely loan closing and funding activities. Prospect and maintain long-term relationships with clients and business partners. Manage a personal loan portfolio to meet Alpine Bank's strategic goals for the branch. Participate in activities that support the community; demonstrate knowledge of the market, competition, profitability, and align the department's work with strategic goals. Sell Alpine Bank products and services directly or through referrals. Maintain regular and reliable on-site attendance as an essential function of the position. Perform other duties as assigned.

Qualifications

Knowledge, Skills, and Ability : aligns with the bank's vision, mission, and values; proficient in banking knowledge; ability to work in a fast-paced environment; strong mentoring, communication, and interpersonal skills; self-motivated; team player and potential for leadership; willingness to relocate if required; proficiency in Microsoft Office Suite and Adobe Acrobat; adaptability and change management; strong analytical and problem-solving abilities; ability to analyze financial information and perform complex financial calculations.

Education or Formal Training : Bachelor's degree (BA/BS) with a 3.0 GPA or above; degree in Accounting, Finance, Business or similar is preferred.

Additional Requirements

Valid Colorado driver’s license or ability to obtain one.

Experience : Commercial banking, retail, or hospitality experience preferred; prior consumer and commercial lending experience preferred; equivalent combination of education and experience acceptable.

Working Conditions

Professional office environment; regular travel to conferences, meetings and branch locations; standard office equipment usage; physical requirements include occasional lifting up to 25 pounds.

Other Details

Starting rate of pay from $65, to $, per year, depending on experience; actual pay and officer level commensurate with experience.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities; pre-employment drug testing and background check required; drug-free workplace. Position anticipated to close July 1.

Note : This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Member FDIC; Rockies hiring statements retained as applicable.

ImportantFor an overview of our employee benefits please visit the Alpine Bank Careers Page.

This posting may be closed early if filled.