Legal Associate (Fintech/Payments)

Black Pen Recruitment; Wes-Kaap; Hybrid; ZAR 700,000 - 900,000; Full time

Job summary

A leading financial services firm is seeking a Legal Associate to provide legal advice and support. The role involves drafting and reviewing contracts, advising on legal issues, and managing compliance. Candidates should have 2-5 years of relevant experience and a Bachelor of Laws (LLB). This is a full-time position based in Cape Town, with hybrid working options.

Qualifications

• 2-5 years post-articles experience in a top-tier South African law firm or in-house experience.
• Exposure to legislation like National Payment Systems Act, COFI Bill, and FICA.
• Working knowledge and experience of key SA legislation including the National Payment Systems Act/Bill, COFI Bill, SARB directives & exemptions, PASA frameworks, FICA, NCA, Banks Act, CPA, POPIA exposure advantageous.
• Admission as a legal practitioner / attorney.
• Pragmatic risk judgment - aligns legal priorities with business objectives and proposes mitigations.
• Bias to clarity and action - crisp, plain-language summaries and recommended paths.
• Prioritisation and throughput - juggles multiple matters and meets SLAs.
• Negotiation and stakeholder management - credible with customers and partners.
• Ownership and reliability - high agency and follow-through under pressure.

Responsibilities

• Reviewing and drafting commercial contracts.
• Advising on legal issues regarding contracts.
• Communicating and negotiating with external parties.
• Advise on legal issues regarding contracts.
• Assist with contract renewals and termination.
• Communicating and negotiating with external parties (partners, external counsel, and external clients).
• Researching and advising on the relevant regulation & legal frameworks required for our client's business models and products.
• Assisting with the development, implementation and maintenance of contracts, policies, guidance documents and risk-based compliance frameworks.

Skills

Commercial contracting

Legal negotiation

Stakeholder management

Risk judgment

Legal compliance

Risk judgment

Clear communication

Prioritisation

Negotiation

Stakeholder management

Education

Bachelor of Laws (LLB)

Admission as a legal practitioner/attorney

Job description

Our client is a leading financial infrastructure platform focused on enabling seamless, secure digital payments across Africa. It provides modern API-driven solutions that empower businesses to collect, manage, and move money more efficiently. The company is committed to expanding financial access, improving transaction reliability, and helping businesses scale their digital payment capabilities across multiple markets.

Role Overview

The Legal Associate provides legal advice and support to the organisation. The Legal Associate drafts, reviews, and revises business related contracts, provides assistance with regulatory advisory and assists the Legal, Regulatory and Compliance team with implementing compliant policies and procedures.

Job Type

Full Time/Permanent

Location

Cape Town

Workplace

Hybrid

Requirements

• 2-5 years post articles experience, in a top-tier South African law firm or proven in-house experience (fintech/finreg/payments preferred)
• Strong commercial contracting across SaaS, partnerships and vendor agreements.
• Working knowledge and experience of key legislation applicable to the businesses within our client's Group, including the National Payment Systems Act/Bill, COFI Bill, SARB directives & exemptions, PASA frameworks, FICA, NCA, Banks Act, CPA, POPIA exposure advantageous.
• Bachelor of Laws (LLB).
• Admission as a legal practitioner / attorney.
• Pragmatic risk judgment - calibrates risk to business context, proposes mitigations and clear trade-offs rather than “no”, has a successful track record of aligning legal priorities with organisational objectives.
• Bias to clarity and action - produces crisp, plain-language summaries and recommended paths and is comfortable making calls with imperfect information.
• Prioritisation and throughput - juggles multiple matters, sets/keeps SLAs, and escalates smartly on pre-defined triggers.
• Negotiation and stakeholder management - credible with customers and partners and balances firmness with deal momentum.
• Ownership and reliability - high agency, low ego, high bar for quality and follow-through under pressure.

Responsibilities

• Reviewing, negotiating, and drafting a range of commercial contracts, such as service agreements, partnership agreements, SaaS agreements and other business agreements.
• Working closely with the Revenue teams at various stages of the contracting process. This includes:
• Prepare contract summaries, stakeholder briefing documents, and risk reports.
• Advise on legal issues regarding contracts.
• Assist with contract renewals and termination.
• Communicating and negotiating with external parties (partners, external counsel, and external clients).
• Researching and advising on the relevant regulation & legal frameworks required for our client's business models and products.
• Assisting with the development, implementation and maintenance of contracts, policies, guidance documents and risk-based compliance frameworks.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Legal