Lead, Mobile Lending Analytics & Credit Risk

Absa Group; Durban; On-site; ZAR 450 000 - 600 000; Full time

Job summary

A prominent financial services institution in Durban is seeking to hire a professional to lead the Mobile Lending and Analytics function. The position requires oversight of the mobile lending portfolio, ensuring compliance with credit policies while using statistical analysis to drive profitability. Candidates must possess a bachelor's degree in a relevant field such as mathematics or economics, along with strong analytical and programming skills in SAS or SQL. This role promises engagement with various stakeholders along with a commitment to fostering innovation and compliance throughout the lending processes.

Benefits

Career development opportunities

Health benefits

Flexible working arrangements

Qualifications

• Experience in credit risk detection and monitoring.
• Proficiency in statistical analysis and modeling.
• Ability to manage complex datasets and derive insights.

Responsibilities

• Lead the Mobile Lending and Analytics function.
• Ensure compliance with Group Credit Policy and local banking regulations.
• Manage the development of MI and analytics for Retail Credit Governance committees.

Skills

Analytical mindset

Credit risk management

Statistical programming (SAS, SQL)

Business process management

Relationship management

Education

Bachelor's degree in mathematics/statistics/economics/computer science/engineering/accounting and finance

Tools

SAS

SQL

Job description

A prominent financial services institution in Durban is seeking to hire a professional to lead the Mobile Lending and Analytics function. The position requires oversight of the mobile lending portfolio, ensuring compliance with credit policies while using statistical analysis to drive profitability. Candidates must possess a bachelor's degree in a relevant field such as mathematics or economics, along with strong analytical and programming skills in SAS or SQL. This role promises engagement with various stakeholders along with a commitment to fostering innovation and compliance throughout the lending processes.