Junior Insurance Underwriter

Placements24; Kempton Park; On-site; ZAR 180,000 - 260,000; Full time

Benefits offered by this job

Comprehensive training

Competitive starting salary

Exposure to diverse lines of insurance

Mentorship in Tembisa

Education opportunities

Job summary

Placements24 is seeking a junior Insurance Underwriter in Tembisa, Gauteng. You will learn to evaluate applications, assess risk exposure, and determine premiums under the supervision of experienced underwriters.

This entry-level role focuses on building underwriting skills, with comprehensive training, mentorship, and opportunities to work across diverse insurance products in a supportive team environment.

Qualifications

• Matriculation Certificate or equivalent required.
• Strong interest in insurance and willingness to learn underwriting principles.
• Excellent attention to detail and analytical thinking.
• Good interpersonal and communication skills.
• Ability to manage multiple tasks and meet deadlines in a structured environment.
• Proficiency in MS Office suite.

Responsibilities

• Review and analyze insurance applications for accuracy and completeness.
• Assess risks based on underwriting guidelines.
• Calculate premiums and determine policy terms and conditions.
• Gather information from applicants and third parties to support underwriting decisions.
• Maintain accurate records of underwriting decisions and documentation.
• Collaborate with sales teams and brokers to provide underwriting insights.

Skills

Attention to detail

Analytical thinking

Interpersonal skills

Time management

Education

Matriculation Certificate or equivalent

Tools

MS Office

Job description

About the Role

Our client is seeking an enthusiastic and detail-oriented Junior Insurance Underwriter to join their growing team in Tembisa . This entry-level position offers a fantastic opportunity for individuals looking to build a career in the vital field of risk assessment and underwriting within the insurance landscape. You will work under the guidance of experienced underwriters, learning to evaluate insurance applications, determine risk exposure, and decide on policy terms and premiums. This role is crucial for ensuring the company's profitability and maintaining a balanced risk portfolio, based in the vibrant community of Gauteng .

Key Responsibilities

• Review and analyze insurance applications for accuracy and completeness.
• Assess risks associated with potential policyholders based on established underwriting guidelines.
• Calculate premiums and determine appropriate policy terms and conditions.
• Gather necessary information from applicants and third parties to support underwriting decisions.
• Maintain accurate records of underwriting decisions and related documentation.
• Collaborate with sales teams and brokers to provide underwriting insights and support.

Requirements

• A completed Matriculation Certificate or equivalent qualification is essential.
• A strong interest in the insurance field and a willingness to learn underwriting principles.
• Excellent attention to detail and analytical thinking capabilities.
• Good interpersonal and communication skills.
• Ability to manage multiple tasks and meet deadlines in a structured environment.
• Computer literacy, including proficiency in MS Office suite.

Benefits

• Comprehensive training program tailored for new underwriters.
• Competitive starting salary with regular performance reviews and potential for increases.
• Exposure to diverse lines of insurance products and risk management strategies.
• Supportive team environment and mentorship from experienced professionals in Tembisa .
• Opportunities for further education and professional qualifications within the insurance sector.