Junior Credit Analyst- Woodmead

Limited; Gauteng; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial services provider in South Africa is seeking a Junior Credit Analyst for a 6-month contract. The role involves supporting Area Fleet Managers in setting up credit facilities, performing financial analysis, and monitoring sales performance. Candidates should have a relevant B degree in Accounting and at least two years of credit experience in asset-based finance. Strong communication and analytical skills are essential.

Qualifications

• Minimum of 2 years of credit experience in asset-based finance.
• Strong understanding of credit principles and experience in structuring financing deals preferred.
• Ability to work independently and collaboratively in a fast-paced dynamic environment.

Responsibilities

• Support Area Fleet Manager with setting up credit facilities.
• Perform in depth financial analysis and compile credit proposals.
• Monitor sales performance metrics and report updates to management.

Skills

Communication skills

Negotiation skills

Presentation skills

Financial analysis

Understanding of credit principles

Education

Relevant B degree in Accounting

Tools

MS Office suite

Job description

Introduction

Toyota Financial Services is seeking a highly motivated and dynamic individual to join our team as a Junior Credit Analyst on a 6 month contract.

The individual will be supporting Area Fleet Manager with setting up of credit facilities within the small to medium segment.

This will include administration of new and renewal facilities.

Duties & Responsibilities

• Key requirements for the role.
• Strong understanding of credit principles and experience in structuring financing deals preferred.
• Excellent communication, negotiation, and presentation skills.
• Ability to work independently and collaboratively in a fast-paced, dynamic environment.
• Asset Based Finance experience.
• An excellent analysis of the market and industry analysis focus.
• Provide ongoing support and assistance to Area Fleet Managers (AFM) in structuring finance deals and navigating the credit approval process.
• Perform in depth financial analysis and compile credit proposal.
• Monitor and track sales performance metrics, including volume, profitability, and market share, and provide regular reports and updates to management.
• Complete all required administrative services through continuous reporting and updating of documents related to relevant stakeholders.
• Support AFMs in driving sales target and growing the fleet portfolio.
• Deliver internal and external customer service excellence through adherence to quality service standards.

Desired Experience & Qualification

Minimum Qualifications Relevant B degree in Accounting Experience required Two years Credit experience in Asset Based Finance Proficient in full MS Office suite

Interested?