Insurance Underwriter, Bloemfontein

Mirna Butler Recruitment; Bloemfontein; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A recruitment agency in South Africa is seeking a detail-oriented Insurance Underwriter to join their dynamic team. You will evaluate insurance applications, assess risk, and contribute to the provision of tailored insurance coverage. The ideal candidate has at least 3 years of relevant experience and is fluent in Afrikaans and English. Remuneration offers a basic salary of R 13,000 with pension contribution after probation.

Benefits

Pension fund contribution after probation

Qualifications

• Minimum of 3 years' experience in a similar role.
• Minimum of 3 years' experience in short or long-term insurance.
• Fluent in Afrikaans and English.

Responsibilities

• Evaluate insurance applications to determine risk exposure.
• Review financial and client information for eligibility.
• Analyse data to support underwriting decisions.
• Prepare and approve insurance quotes and policies.
• Ensure compliance with legal and company standards.
• Negotiate terms with brokers and clients.
• Maintain accurate underwriting records.
• Collaborate with sales and claims teams.
• Monitor existing policies for accuracy and profitability.
• Provide excellent communication to clients and stakeholders.

Skills

Analytical skills

Excellent attention to detail

Integrity

Decision making skills

Communication skills

Time management skills

Numerical and financial literacy skills

Interpersonal skills

Education

Matric

RE5 qualification

Job description

Our client prides themselves on delivering trusted property and insurance solutions to their valued clients. They are seeking a detail-oriented and analytical Insurance Underwriter to join their dynamic team. This role offers the opportunity to apply sound judgment, assess risk with accuracy, and contribute to their commitment of providing reliable and tailored insurance coverage.

If you are dedicated, meticulous, and thrive in a professional environment where precision matters, this could be the perfect opportunity for you.

Minimum requirements

• Matric
• RE5 qualification (must have)
• Minimum of 3 years' experience in a similar role
• Minimum of 3 years' experience in short or long-term insurance
• High ethical standards
• Strong work ethic and reliability
• Fluent in Afrikaans and English
• Reliable transport

Skills required

• Analytical skills
• Excellent attention to detail
• Integrity
• Decision making skills
• Communication and time management skills
• Numerical and financial literacy skills
• Interpersonal skills

Duties and responsibilities

• Evaluate insurance applications and supporting documentation to determine risk exposure
• Review property, financial, and client information to assess eligibility and coverage requirements
• Analyse statistical data, reports, and claims history to support sound underwriting decisions
• Prepare, review, and approve insurance quotes, policies, and endorsements in line with company guidelines
• Ensure underwriting practices comply with legal, regulatory, and company standards
• Negotiate policy terms, conditions, and premiums with brokers, agents, and clients
• Maintain accurate records of underwriting decisions, risk assessments, and correspondence
• Collaborate with sales, claims, and risk management teams to support business objectives
• Monitor existing policies for renewals, changes, or cancellations, ensuring accuracy and profitability
• Provide excellent service and clear communication to clients, colleagues, and stakeholders

Work hours

Monday - Thursday: 08:00 - 16:45

Friday: 08:00 - 16:15

Remuneration

R 13 000 basic + Pension fund contribution (after 3 month probation period)

IMPORTANT:

• Applications close 17 October 2025
• Only applications submitted via the Ditto Jobs platform will be considered
• Only candidates who are shortlisted will be contacted
• No social media messages / comments will be responded to