Insurance Risk Consultant - Corporate Clients

Placements24; Soweto; Hybrid; ZAR 750,000 - 1,100,000; Full time

Benefits offered by this job

Competitive salary

Medical aid and retirement fund

Hybrid work model

Professional development

Support for career advancement

Annual leave

Job summary

Placements24 is seeking an Insurance Risk Consultant to join their advisory team serving corporate clients in Soweto, Gauteng and beyond. The hybrid role focuses on assessing risk exposures and tailoring insurance and risk management strategies to protect assets and operations.

The ideal candidate has 5+ years in insurance risk management, strong analytical and communication skills, and a client-centric approach.

Qualifications

• Minimum of 5 years in insurance risk management, commercial insurance advising, or related field.
• Strong understanding of corporate risk assessment methodologies and commercial insurance lines.
• Excellent analytical, problem-solving, and strategic thinking skills.
• Superior communication, negotiation and presentation abilities.
• Proficiency in risk management software and Microsoft Office Suite.

Responsibilities

• Conduct risk assessments for corporate clients across industries.
• Analyze existing insurance programs to identify gaps and optimization.
• Recommend suitable insurance products and coverage levels.
• Develop and present customized risk management and insurance strategies.
• Advise on loss prevention techniques and operational improvements.
• Collaborate with underwriters to secure optimal terms.
• Assist clients in navigating the claims process.
• Stay updated on market trends, products, and regulatory changes.
• Build and maintain strong relationships with corporate stakeholders.
• Prepare detailed risk reports, proposals, and client presentations.

Skills

Risk assessment

Analytical thinking

Communication

Presentation

Negotiation

Risk software

Education

Finance / Business / Risk Management degree

CRM certification or equivalent

Tools

Microsoft Office

Risk management software

Job description

About the Role

Our client is seeking a highly knowledgeable and client-oriented Insurance Risk Consultant to join their advisory team, serving corporate clients in the Soweto, Gauteng region and beyond. This hybrid role focuses on assessing the unique risk exposures of businesses and developing tailored insurance and risk management strategies to protect their assets and operations. You will act as a trusted advisor, conducting thorough risk analyses, recommending appropriate insurance coverage, and assisting clients in implementing effective risk mitigation measures. The ideal candidate will possess a comprehensive understanding of various commercial insurance products, a strong analytical capability, and excellent communication and presentation skills. Your ability to build rapport with corporate decision-makers and translate complex risk concepts into actionable advice will be paramount. We are looking for a proactive consultant who is dedicated to providing exceptional value and safeguarding the interests of our corporate clientele. Your expertise will be crucial in helping businesses navigate an increasingly complex risk landscape.

Key Responsibilities

• Conduct comprehensive risk assessments for corporate clients across various industries.
• Analyze existing insurance programs and identify gaps, weaknesses, or areas for optimization.
• Recommend suitable insurance products and coverage levels to address identified risks.
• Develop and present customized risk management and insurance strategies to corporate clients.
• Advise clients on loss prevention techniques and operational improvements to reduce risk exposure.
• Collaborate with underwriters and insurance carriers to secure optimal terms and conditions for clients.
• Assist clients in navigating the claims process, ensuring efficient and fair resolution.
• Stay updated on market trends, new insurance products, and regulatory changes affecting corporate risks.
• Build and maintain strong, long-term relationships with key corporate stakeholders.
• Prepare detailed risk reports, proposals, and client presentations.

Requirements

• Minimum of 5 years of experience in insurance risk management, commercial insurance advising, or a related field.
• Strong understanding of corporate risk assessment methodologies and commercial insurance lines.
• Excellent analytical, problem-solving, and strategic thinking skills.
• Superior communication, negotiation, and presentation abilities.
• Proficiency in risk management software and Microsoft Office Suite.
• A relevant tertiary qualification in Finance, Business, Risk Management, or Insurance.
• Professional certifications such as CRM (Certified Risk Manager) or equivalent are highly preferred.
• Ability to work effectively in a hybrid model, requiring regular attendance at the Soweto office.
• Demonstrated ability to build and maintain strong client relationships.
• Client-centric approach with a focus on delivering value.

Benefits

• Competitive salary and performance-based incentives.
• Comprehensive medical aid and retirement fund contributions.
• Opportunities for continuous professional development and training.
• Hybrid work model offering a blend of flexibility and in-office collaboration.
• Work with a diverse range of significant corporate clients.
• Be part of a highly respected advisory team within a leading insurer.
• Generous annual leave and holiday allowance.
• Access to advanced risk assessment tools and resources.
• Career advancement prospects within the organization.
• Contribute to the economic development within the Gauteng province.