Head of Secured Lending Product

Capitec Bank Ltd.; Sandton; On-site; ZAR 900 000 - 1 200 000; Full time

Job summary

A leading South African bank is seeking a Product Head to oversee the strategic leadership and lifecycle management of their secured credit portfolio. The ideal candidate will have extensive experience in secured lending product management, strong stakeholder management skills, and the ability to drive digital transformation in lending journeys. This role requires a keen understanding of regulatory frameworks and customer segments in banking, and offers competitive remuneration in a dynamic work environment.

Qualifications

• 8-12 years in secured lending product management, ideally within retail or business banking.
• Proven track record in leading cross-functional teams, delivering large-scale lending products or platforms.
• Experience in product strategy, development, and lifecycle management.

Responsibilities

• Accountable for product ownership, translating strategic direction into products.
• Overseeing the strategic leadership and lifecycle management of secured credit portfolio.
• Managing credit risk appetite, pricing models, and product profitability.

Skills

Commercial Thinking Skills

Interpersonal & Relationship management Skills

Strategic Thinking Skills

Education

Bachelor's Degree

Job description

A leading South African bank is seeking a Product Head to oversee the strategic leadership and lifecycle management of their secured credit portfolio. The ideal candidate will have extensive experience in secured lending product management, strong stakeholder management skills, and the ability to drive digital transformation in lending journeys. This role requires a keen understanding of regulatory frameworks and customer segments in banking, and offers competitive remuneration in a dynamic work environment.