Head, Credit Risk Decisioning Wealth & Investment

Set Consulting; Johannesburg; On-site; ZAR 600 000 - 900 000; Full time

Job summary

A financial consulting firm in Johannesburg is seeking an experienced professional to manage credit risk for Personal and Business Banking. The role requires 8-10 years of experience in credit risk management within a large financial institution, including a strong background in credit evaluation and team management. The ideal candidate will possess a postgraduate degree in Finance and demonstrate strategic capabilities.

Qualifications

• Post-graduate in Finance (Accounting, Audit or relevant)
• 8-10 years experience in developing credit risk management frameworks.
• Experience with Credit Risk assessment and evaluation, management of a team across geographies.

Responsibilities

• Accountable for credit risk management function for Personal and Business Banking.
• Involved in credit evaluation, concentration risk, and industry exposure.
• Manage credit functions in alignment with broader credit and risk objectives.

Job description

Job Description :

To be accountable for the credit risk management function (e.g., credit evaluation, concentration risk, industry exposure, etc.) for Personal and Business Banking for an allocated province in line with the broader PBB SA Credit and PBB Risk objectives. Qualifications Qualification :

• Post-graduate in Finance (Accounting, Audit or relevant)

Experience Required

• 8-10 years experience in developing credit risk management frameworks and managing a credit function within a large financial institution.
• Experience of Credit Risk assessment and evaluation including financial statements, Credit Risk management acumen, commercial acumen, regulatory requirements for lending OR experience in Internal Audit / Risk Assurance / Specialised Lending
• Management of a team across geographies.
• Exposure to Credit strategy development. Additional Information

Behavioural Competencies :

• Developing Strategies
• Directing People
• Making Decisions
• Showing Composure

Team Working Technical Competencies :

• Evaluating Risk Management Effectiveness
• Risk Identification
• Risk Measurement
• Risk Reporting
• Risk Response Strategy