Full Stack Engineer (Internal Tools & Payments)

Zepz; Wes-Kaap; Hybrid; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Unlimited annual leave

Great healthcare benefits

Employee discounts

Job summary

Zepz is seeking a versatile Full Stack Engineer who loves building robust systems and delivering high-impact user interfaces. You will power APIs and backend logic in Java/Python and collaborate to ensure secure, fast data flows across services.

You thrive in a fast-paced fintech environment, value pragmatic tooling like Retool, and aim to improve payments workflows. This hybrid role will require regular collaboration with product managers and ops, with a commute to the Cape Town office.

Qualifications

• Experience building robust full-stack systems.
• Proficient with Java or Python.
• Strong API and data-flow design.
• FinTech or payments domain is a plus.

Responsibilities

• Develop and maintain APIs and backend logic.
• Architect data flows securely and efficiently.
• Advance modern development practices to accelerate delivery.
• Troubleshoot bottlenecks and improve payment workflows.

Skills

Java/Python

APIs

Data flows

Collaborative

Tools

Retool

Postgres

Job description

Join Zepz: Breaking Down Borders, Together

Our Meaningful Mission

At Zepz, we're all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross-border communities that need it most through cutting edge finance and tech.Zepz is the power behind WorldRemit and Sendwave, driven by the mission to celebrate the incredible impact migrants have, both at home and abroad. We're not just moving money; we're building a world that truly recognizes and supports global connections.

Who You'll Be Joining

We look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.

Our Core Commitments — What We Live By

Our vibrant and truly diverse culture is built on three core commitments, that guide how we work and interact:

• Integrity: We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other.
• Outcomes: We work for our customers. Their success and prosperity are the results we focus on delivering.
• Velocity: We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve.

Perks of Joining Our Team

We believe in empowering colleagues because we genuinely trust our team. Our culture is founded on this high trust, which naturally encourages the high ownership that drives us to meet our shared high expectations and deliver high performance. While we have all the tools to work remotely, we value the purpose and benefits of in-person connections so we expect our teams to come to the office on a regular basis, and therefore be within a comfortable commutable distance from our Cape Town office. Alongside a great office environment, think unlimited annual leave , great healthcare benefits, and employee discounts. We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we'll provide the environment and support needed for you to excel

• unlimited annual leave
• great healthcare benefits
• employee discounts

About the role and team

Our Engineering team is growing! We are looking for a versatile Full Stack Engineer who loves building robust systems and seeing them come to life through functional, high-impact user interfaces.

What You’ll Do

• Power the Platform: Contribute to and maintain the APIs and backend logic (Java/Python) that drive transaction lifecycles.
• Architect Data Flow: Partner with peers to ensure data moves securely and efficiently from core services to our internal interfaces, maintaining high standards for data integrity and speed.
• Embrace Modern Dev: Leverage agentic development and pragmatic tools to accelerate how we build, iterate, and automate complex payment workflows.
• Solve Real Problems: Troubleshoot system bottlenecks and build smarter tools that help our teams catch issues and move payments faster.

What You Bring to the Table

• A "User-First" Mindset: You are passionate about building experiences that solve real-world headaches for your colleagues and customers.
• Pragmatism: You believe "Done is Better than Perfect." You know when to write a perfect abstraction and when to use Retool to ship a working tool today.
• Systems Thinking: You don’t just "map data"; you want to understand the business logic of how money moves and how to handle it gracefully when things go wrong.
• Collaborative Spirit: You enjoy talking through ideas with Product Managers and Ops teams to find the best path forward.

Bonus Points

• FinTech Experience: You’ve worked in environments where data integrity is mission-critical.
• Tooling Expertise: Experience with Retool or building internal-facing applications.
• Deep Data: An interest in Postgres or experience with data schemas.

If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join.

Our global team of 800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world.