Fintech Legal & Risk Analyst - Merchant Onboarding & KYC

Black Pen Recruitment; Cape Town; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A financial technology firm is seeking a Legal & Risk Analyst in Cape Town. This role involves managing merchant transparency and KYC risk within their portfolio. The ideal candidate will have 3–6 years of relevant fintech or payments experience and a proven track record in risk assessment and operational decision-making. Responsibilities include maintaining merchant data repositories and conducting thorough website reviews to ensure compliance and transparency.

Qualifications

• 3–6 years’ experience in payments, fintech, or regulated financial services.
• Direct operational experience in merchant onboarding and risk assessment.
• Hands-on experience reviewing merchant websites for risk evaluation.

Responsibilities

• Own and maintain a master repository of merchant URLs and app links.
• Map aggregator and sub-merchant structures for traffic transparency.
• Monitor merchant risk classifications and conduct structured reviews.

Skills

Payments experience

Risk assessment

Operational decision-making

Job description

A financial technology firm is seeking a Legal & Risk Analyst in Cape Town. This role involves managing merchant transparency and KYC risk within their portfolio. The ideal candidate will have 3–6 years of relevant fintech or payments experience and a proven track record in risk assessment and operational decision-making. Responsibilities include maintaining merchant data repositories and conducting thorough website reviews to ensure compliance and transparency.