Financial Planner

Placements24; Richards Bay; On-site; ZAR 420,000 - 660,000; Full time

Benefits offered by this job

Base salary with commission and bonus

Medical aid and pension fund

Administrative support

Continuous professional learning

Job summary

Placements24 in Richards Bay is seeking a dedicated Financial Planner to provide expert financial guidance and wealth management solutions to individuals and families in the Richards Bay community.

You will build long-term client relationships, conduct needs analyses, develop tailored plans, and recommend investments, insurance, and retirement strategies, while ensuring ethical service and regulatory compliance.

Qualifications

• 3+ years of experience as a Financial Planner or in a similar advisory role.
• CFP certification is advantageous.
• In-depth knowledge of investment products, insurance and retirement planning.

Responsibilities

• Conduct comprehensive financial needs analyses for clients.
• Develop tailored financial plans covering investments and retirement planning.
• Recommend suitable financial products based on objectives and risk tolerance.
• Review and update plans based on life changes and market conditions.
• Educate clients on financial concepts to improve literacy.
• Maintain client records and ensure regulatory compliance.

Skills

Client relationship management

Communication skills

Education

Relevant tertiary qualification in Finance or Economics

Job description

About the Role

Our client is seeking a dedicated Financial Planner to provide expert financial guidance and wealth management solutions to individuals and families in Richards Bay . This role involves understanding client financial goals, developing personalized financial plans, and recommending suitable investment, insurance, and retirement strategies. You will build and maintain long‑term client relationships, offering proactive advice to help them achieve financial security and prosperity. The position requires excellent interpersonal skills, a deep knowledge of financial products, and a commitment to ethical client service within the vibrant Richards Bay community.

Key Responsibilities

• Conduct comprehensive financial needs analyses for clients, identifying short and long‑term goals.
• Develop tailored financial plans covering investments, retirement planning, insurance, and estate planning.
• Recommend appropriate financial products and services based on client objectives and risk tolerance.
• Regularly review and update financial plans based on client life changes and market conditions.
• Educate clients on financial concepts and strategies to enhance their financial literacy.
• Maintain client records and ensure compliance with regulatory standards and company policies.

Requirements

• Relevant tertiary qualification in Finance, Economics, or a related discipline.
• Minimum of 3 years of experience as a Financial Planner or in a similar advisory role.
• Professional certifications such as CFP (Certified Financial Planner) are highly advantageous.
• In‑depth knowledge of investment products, insurance, and retirement planning vehicles.
• Strong client relationship management and communication skills.
• Understanding of financial regulations and ethical conduct in financial advisory services.

Benefits

• Attractive base salary with commission and bonus structures tied to performance.
• Comprehensive benefits package including medical aid and pension fund.
• Supportive team environment and administrative assistance.
• Opportunities for continuous learning and professional accreditation.
• Client‑centric culture focused on long‑term success and financial well‑being.