Financial Advisor - Investment & Insurance Planning

Placements24; Upington; Hybrid; ZAR 420,000 - 720,000; Full time

Benefits offered by this job

Hybrid work arrangement

Competitive base with commission/bonus

Medical aid and retirement fund

Job summary

Placements24 is seeking a qualified Financial Advisor in Upington, Northern Cape to provide comprehensive investment and insurance planning services. You will build and manage a client portfolio, develop personalized strategies, and advise on unit trusts, equities, and fixed-income products.

The role emphasizes ethical, client-centric service, strong analytical skills, and relationship building in a hybrid work model with office and client meetings both remotely and in person.

Qualifications

• A relevant tertiary qualification in Finance, Commerce, Economics, or related field.
• Successful completion of RE 1 and relevant Class of Business qualifications is mandatory.
• A minimum of 5 years of experience in financial advising with focus on investments and insurance.

Responsibilities

• Conduct financial needs analyses to understand investment objectives, risk tolerance, and insurance requirements.
• Develop and present comprehensive financial plans including investments, retirement planning, and insurance recommendations.
• Advise clients on a range of investment products (unit trusts, equities, fixed income).
• Recommend life, disability, and health insurance solutions to mitigate risks.
• Monitor portfolios and plans, adjusting based on market conditions and life events.
• Ensure compliance with regulatory requirements and best practices.
• Build and maintain long-term client relationships through proactive service.
• Prospect for new clients via networking, referrals, and business development.
• Stay informed on market developments and regulatory changes.

Skills

Financial planning

Client relations

Communication

CRM proficiency

Sales mindset

Education

RE1 & Class of Business qualifications

Tertiary qualification in Finance/Commerce/Economics

Tools

Financial planning software

CRM systems

Job description

About the Role

Our client, a leading financial services group, is seeking a qualified and client-focused Financial Advisor to provide comprehensive investment and insurance planning services in Upington, Northern Cape . This role involves building and managing a portfolio of clients, understanding their financial goals, and developing personalized strategies that encompass investments, risk management, and insurance solutions. The ideal candidate is results-oriented, possesses strong analytical skills, and is committed to ethical financial advice. This is an excellent opportunity to establish yourself as a trusted advisor in the Northern Cape region, helping individuals and families achieve their long-term financial security. We are looking for a professional who can build lasting relationships based on trust and deliver tailored financial guidance to meet diverse client needs. The hybrid work model allows for flexible client engagement, balancing office-based planning with remote and in-person consultations.

Key Responsibilities

• Conduct thorough financial needs analyses with clients to understand their investment objectives, risk tolerance, and insurance requirements.
• Develop and present comprehensive financial plans, including investment strategies, retirement planning, and insurance recommendations.
• Advise clients on a range of investment products, such as unit trusts, equities, and fixed-income securities.
• Recommend appropriate life, disability, and health insurance solutions to mitigate financial risks.
• Monitor clients' investment portfolios and financial plans, making adjustments as needed based on market conditions and client life events.
• Ensure compliance with all regulatory requirements and industry best practices.
• Build and maintain strong, long-term relationships with clients through regular communication and proactive service.
• Prospect for new clients through networking, referrals, and business development initiatives.
• Stay abreast of market developments, economic trends, and changes in financial regulations and products.

Requirements

• A relevant tertiary qualification in Finance, Commerce, Economics, or a related field.
• Successful completion of RE 1 and relevant Class of Business qualifications is mandatory.
• A minimum of 5 years of experience in financial advising, with a strong focus on investment and insurance planning.
• Proven track record of building and managing a client base and meeting financial targets.
• In-depth knowledge of investment products, financial markets, and insurance principles.
• Excellent communication, interpersonal, and presentation skills.
• High ethical standards and a commitment to client-centric service.
• Proficiency in financial planning software and CRM systems.
• Ability to work independently and manage a client portfolio within a hybrid work structure.

Benefits

• Competitive base salary with an attractive, performance-driven commission and bonus structure.
• Comprehensive medical aid and retirement fund contributions.
• Ongoing professional development, including support for further certifications and licenses.
• Hybrid work arrangement offering flexibility and work-life integration.
• Access to a wide range of investment and insurance products and tools.
• Opportunity to make a significant impact on clients' financial lives in the Upington community.
• Work within a reputable and supportive financial advisory firm.