Financial Advisor (FNB Tied Advisor)

FirstRand Limited; Centurion; On-site; ZAR 350,000 - 500,000; Full time

Job summary

FirstRand Limited, through its FNB branch network, seeks a Personal Financial Advisor to deliver holistic investment and life insurance solutions. You will leverage an established client ecosystem, referrals and digital tools to grow AUM and API while meeting regulatory standards.

You will build relationships, conduct needs analyses, and drive sustainable growth in a bank-advised environment with a focus on client-centric, compliant financial advice.

Qualifications

• Minimum 3–5 years financial advisory experience.
• FSCA-recognised FAIS qualification (NQF Level 5 or higher).
• Regulatory Examination (RE5) completed.
• Fully Fit & Proper FAIS compliance for investments and long-term insurance categories.
• Completed COB: Investments, Long-Term Insurance, Pension Fund Benefits.

Responsibilities

• Conduct comprehensive financial needs analyses and develop personalised financial plans.
• Recommend investment, insurance and wealth solutions aligned to client objectives.
• Engage customers within branches to build advice-driven relationships.
• Convert qualified opportunities and referrals into new business.
• Build long-term client relationships through ongoing engagement and reviews.
• Achieve sales, activity, AUM and API targets.
• Maintain accurate client records and advice documentation.
• Adhere to FAIS, governance standards and regulatory obligations.

Skills

Financial planning

Investment knowledge

Insurance knowledge

Consultative selling

Relationship management

Communication skills

Commercial acumen

FAIS compliance

Digital tools

Education

FAIS qualification (NQF 5+)

RE5 exam completed

COB: Investments & Long-Term Insurance

Job description

Job Description Join a trusted financial services leader and help clients achieve their financial goals through professional, goal-based financial advice. As a Personal Financial Advisor operating within the FNB branch environment, you will leverage a strong brand, established client ecosystem, referral opportunities and digital tools to deliver holistic investment and life insurance solutions.

About the Opportunity

Build a rewarding advice career with one of South Africa's leading financial services brands. Within the FNB branch network, you will have access to an established client ecosystem, referral opportunities and one of the country's largest banking distribution networks. Leverage FNB's trusted brand, digital advice tools and integrated banking relationships to deliver holistic financial solutions. Partner with branch and staffing solutions stakeholders to identify opportunities and deepen client relationships. Grow a sustainable advice practice through increased Assets Under Management (AUM), Annual Premium Income (API) and client penetration. Enjoy competitive earning potential through commission and advice-fee sharing, while making a meaningful difference in helping clients achieve their financial goals.

Make a meaningful difference by helping clients achieve their financial goals through professional financial advice.

What You Will Do

• Conduct comprehensive financial needs analyses and develop personalised financial plans.
• Recommend appropriate investment, insurance and wealth solutions aligned to client objectives and risk profiles.
• Engage customers within FNB branches to build meaningful advice driven relationships.
• Convert qualified opportunities and referrals into new business.
• Build and maintain long-term client relationships through ongoing engagement and financial reviews.
• Achieve agreed sales, activity, AUM and API targets.
• Maintain accurate client records and advice documentation.
• Adhere to FAIS requirements, internal governance standards and regulatory obligations.

What You Will Bring

• Financial planning and needs analysis expertise.
• Strong investment and insurance product knowledge.
• Consultative selling and lead conversion capability.
• Strong relationship-building and stakeholder management skills.
• Excellent communication and client engagement capability.
• Commercial acumen and a results-driven mindset.
• Sound understanding of FAIS and compliance requirements.
• Digital proficiency and the ability to leverage technology-enabled advice tools

You will be an ideal candidate if you have the following

Minimum 3 – 5 years financial advisory experience

Proven track record of achieving sales and business growth targets.

Demonstrated sales experience in risk and investment products.

Experience operating in a bank, insurer, or tied advisory environment.

Exposure to mass market or emerging affluent client segments.

FSCA-recognised FAIS qualification (NQF Level 5 or higher).

Regulatory Examination (RE5) completed.

Fully Fit & Proper compliant (FAIS) for applicable investment and long-term insurance categories - 1.3, 1.4, 1.5, 1.14 and 1.20.

Fully authorised (not under supervision) for required FAIS subcategories.

Completed Class of Business (COB): Investments, Long-Term Insurance, Pension Fund Benefits

You will have success if you

• Are client-centric and passionate about helping clients achieve better financial outcomes.
• Consistently convert opportunities into sustainable business results.
• Build trusted, long-term client and stakeholder relationships.
• Thrive in a target-driven environment and take ownership of your performance.
• Demonstrate professionalism, integrity and strong compliance discipline.
• Embrace digital ways of working, structured processes and continuous improvement.
• Work independently, stay adaptable and maintain high levels of activity and discipline.

#FNB #Post #LI-NP2

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India.

Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa.

The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo and DirectAxis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services.

The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses.

The group's purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets.

All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.