Financial Advisor

Vital Element; Gauteng; On-site; ZAR 250 000 - 450 000; Full time

Job summary

A financial services firm in South Africa is seeking Financial Advisors to build and manage client portfolios, provide investment guidance, and develop comprehensive financial plans. Candidates should have experience in financial advisory, a Diploma in Financial Planning, and a commitment to acting in the client's best interest. This commission-based role offers the independence to grow one's client base and make a significant impact in clients' financial lives.

Qualifications

• 2 years of experience in financial advisory role.
• Valid driver's licence required.
• FSP's licence as a Representative is necessary.

Responsibilities

• Build and grow your client book through signing on new clients.
• Conduct thorough reviews of a client's financial situation.
• Provide investment advice aligned with client goals.
• Create tailored financial strategies for clients.
• Regularly monitor and adjust clients' investment accounts.
• Educate clients on financial products and risks.

Skills

Financial Acumen

Analytical Skills

Communication

Client-Focused Approach

Integrity & Confidentiality

Education

Diploma in Financial Planning

CFP Board certification

RE5 – Representative Exam

Job description

Introduction

We are looking for Financial Advisors who are sales driven financial services professionals with a passion for prospecting, advising, and servicing clients focusing on their investments and estates planning needs as well as providing para‑planning and Fiduciary planning free of charge to both adviser and client. The position is commission based and is split, depending on production can increase to.

There is no restraint of trades, non‑solicitation clauses and the client base belongs to the Adviser.

Duties & Responsibilities

• Sales and client relationship: Build and grow investment and your client book through signing on new clients as well as growing current client portfolio.
• Client Assessment & Planning: Conduct thorough reviews of a client's financial history, current assets, liabilities, and goals to develop a comprehensive financial plan.
• Investment Guidance: Provide expert advice and recommendations on investment options, such as stocks, bonds, and mutual funds, helping clients build portfolios aligned with their risk appetite and timeframes.
• Financial Strategy Design: Create and implement tailored financial strategies covering various areas, including education funding, retirement planning, estate planning, and debt management.
• Product & Market Expertise: Research and explain various financial products and stay informed about new developments in financial markets and relevant legislation.
• Portfolio Monitoring & Adjustment: Regularly monitor clients' investment accounts and financial situations, making necessary adjustments to strategies in response to life or changes in financial circumstances.
• Client Education: Educate clients on investment options, potential risks, and the benefits of different financial products to empower them to make informed decisions.

Key Skills

• Financial Acumen: A strong understanding of investment strategies, insurance, tax laws, and financial planning.
• Analytical Skills: The ability to interpret financial data and assess a client's economic history and situation.
• Communication: Clear and concise communication skills to explain complex financial concepts and build strong client relationships.
• Client‑Focused Approach: A commitment to acting in a client's best interest and providing personalized, value‑driven advice.
• Integrity & Confidentiality: Maintaining the highest levels of personal integrity and ensuring the confidentiality of client information.

Desired Experience & Qualification

• Diploma in Financial Planning
• Passed and maintained CFP Board certification.
• 2 years of experience in financial advisory role.
• Written and passed RE5 – Representative Exam.
• Valid driver's licence.
• FSP's licence as a Representative giving advice and providing an intermediary service.
• Experience in investment advisory to clients as a wealth manager / financial advisor.
• Strong sales, interpersonal and business development skills, and acumen.
• Ability to demonstrate a high level of new business prospecting activity.
• Ability to grow an investment client book.
• A client book will be considered advantageous but not necessary.
• Needs to be a team player with the ability to function independently.