Farm Owners Insurance Underwriter

Placements24; Polokwane; Vor Ort; ZAR 420.000 - 660.000; Vollzeit

Benefits dieser Stelle

Competitive salary

Performance-related bonuses

Medical aid and retirement benefits

Ongoing training and professional dev.

Zusammenfassung

Placements24’s client, a leading agricultural insurer, seeks a Farm Owners Insurance Underwriter in Polokwane to assess, price and manage farm insurance portfolios including crops, livestock, and farm property.

The role emphasizes staying current with agricultural practices, building broker relationships, and ensuring profitability, with travel within the Polokwane region and an office-based environment.

Qualifikationen

• Minimum of 3 years of experience in insurance underwriting with agricultural focus.
• Solid understanding of agricultural practices, crop cycles, livestock management, and associated risks.
• Proven ability to underwrite diverse farming operations and manage a profitable book of business.
• Excellent analytical, decision-making, and risk assessment skills.
• Strong communication, negotiation, and interpersonal skills, particularly with individuals in the agricultural sector.
• Familiarity with insurance regulatory frameworks.
• Proficiency in underwriting software and MS Office Suite.
• A relevant tertiary qualification or experience within the agricultural sector is highly advantageous.
• Must possess a valid driver's license and be willing to travel within the Polokwane region.

Aufgaben

• Underwrite farm owners insurance applications, evaluating risks related to crops, livestock, farm property, and machinery.
• Assess the specific needs and exposures of various agricultural operations.
• Determine appropriate policy terms, conditions, coverage limits, and premiums.
• Manage a portfolio of farm owners insurance business, ensuring profitability and adherence to underwriting guidelines.
• Build and maintain strong relationships with agricultural brokers, agents, and clients.
• Stay informed about agricultural industry trends, seasonal risks, commodity prices, and relevant regulations.
• Conduct site visits to farms to better understand operations and assess risks when necessary.
• Collaborate with claims adjusters and risk control specialists to manage agricultural risks effectively.
• Ensure compliance with all insurance laws, regulations, and company underwriting standards.
• Contribute to the development of new insurance products and services tailored to the agricultural sector.

Kenntnisse

Underwriting

Agricultural insurance

Risk assessment

Analytical skills

Communication

Negotiation

MS Office

Underwriting software

Ausbildung

Tertiary qualification in agriculture

Tools

MS Office Suite

Underwriting software

Jobbeschreibung

About the Role

Our client, a prominent agricultural insurer, is seeking an experienced Farm Owners Insurance Underwriter to join their dedicated team in Polokwane. This specialized role requires a deep understanding of the agricultural sector and the unique risks faced by farm owners. You will be responsible for assessing, selecting, and pricing insurance policies for a diverse range of farming operations, including crop insurance, livestock cover, and farm property protection. Your expertise will be crucial in managing a profitable portfolio and providing expert advice to clients and brokers. This position is office-based, fostering close collaboration with colleagues and enabling direct engagement with the agricultural community in the region. We are looking for an individual with strong analytical skills, a practical understanding of farming practices, and the ability to build lasting relationships within the agricultural industry. Your contribution will be vital in ensuring that farmers have the necessary protection to manage their risks and continue their operations effectively. Join a company that is deeply committed to supporting the agricultural backbone of South Africa.

Key Responsibilities

• Underwrite farm owners insurance applications, evaluating risks related to crops, livestock, farm property, and machinery.
• Assess the specific needs and exposures of various agricultural operations.
• Determine appropriate policy terms, conditions, coverage limits, and premiums.
• Manage a portfolio of farm owners insurance business, ensuring profitability and adherence to underwriting guidelines.
• Build and maintain strong relationships with agricultural brokers, agents, and clients.
• Stay informed about agricultural industry trends, seasonal risks, commodity prices, and relevant regulations.
• Conduct site visits to farms to better understand operations and assess risks when necessary.
• Collaborate with claims adjusters and risk control specialists to manage agricultural risks effectively.
• Ensure compliance with all insurance laws, regulations, and company underwriting standards.
• Contribute to the development of new insurance products and services tailored to the agricultural sector.

Requirements

• Minimum of 3 years of experience in insurance underwriting, with a specific focus on agricultural or farm insurance.
• Solid understanding of agricultural practices, crop cycles, livestock management, and associated risks.
• Proven ability to underwrite diverse farming operations and manage a profitable book of business.
• Excellent analytical, decision-making, and risk assessment skills.
• Strong communication, negotiation, and interpersonal skills, particularly with individuals in the agricultural sector.
• Familiarity with insurance regulatory frameworks.
• Proficiency in underwriting software and MS Office Suite.
• A relevant tertiary qualification or experience within the agricultural sector is highly advantageous.
• Must possess a valid driver's license and be willing to travel within the Polokwane region.
• Ability to work independently and as part of a team in an office environment.

Benefits

• Our client offers a competitive salary, performance-related bonuses, and a comprehensive benefits package including medical aid and retirement benefits.
• This role is based in Polokwane, offering a dynamic work environment within a key agricultural hub.
• Employees have access to ongoing training and professional development opportunities to enhance their expertise in agricultural insurance.
• Join a company that values its employees and is dedicated to supporting the vital agricultural industry.
• The company culture promotes teamwork, specialized knowledge, and customer service excellence.