F&I Business Manager

Network Finance; Gauteng; On-site; ZAR 600,000 - 850,000; Full time

Benefits offered by this job

Corporate mobility benefits

Job summary

Network Finance in Gauteng invites an experienced Finance and Insurance (F&I) Business Manager to join a fast-growing automotive dealership in Boksburg. You will navigate bank credit applications, structure vehicle financing packages, and advise clients within regulatory limits.

Working at the commercial heart of the showroom, you will partner with sales teams and banks to maximise deal profitability, cross-sell value-added insurance products, and ensure FICA, NCA, and FAIS compliance.

Qualifications

• 4–5 years of experience as an F&I Manager in a retail motor dealership.
• Fully FAIS compliant with NCETA Level 4/5 or equivalent Retail Qualification.
• RE5 certification is essential (RE1 is a plus).
• NCA accreditation/card must be valid.

Responsibilities

• Finance transaction facilitation: manage the credit pipeline with banking partners.
• Cross-sell value-added insurance products to improve margins.
• Provide compliant financial advice to vehicle buyers throughout the process.
• Ensure regulatory governance and strict adherence to FICA, NCA, and FAIS.
• Utilise dealership software (Cignio) to process applications and generate docs.

Skills

F&I Management

FAIS compliance

NCA compliance

RE5 qualification

Bank negotiations

Cignio

Education

NCETA Level 4/5 or equivalent Retail Qualification

Tools

Cignio

Job description

A premier, rapidly growing automotive mobility group with a strong regional footprint is seeking a commercially sharp and compliance-driven Finance and Insurance (F&I) Business Manager to join their high-volume dealership team in Boksburg. This position is custom-built for an experienced dealership finance professional who excels at building immediate rapport with vehicle buyers while navigating complex bank credit applications and financial regulations.

Operating at the commercial heart of the dealership floor, you will serve as the primary link between vehicle sales executives, retail clients, and major financial institutions. Your goal will be to structure optimal vehicle financing packages, provide sound financial advice within statutory limits, and maximize dealership profitability through value-add insurance products. The corporate environment is target-driven, fast-paced, and fully supported by corporate mobility benefits. If you are an energetic, fully accredited F&I professional looking for a secure, high-earning platform to grow your career, this automotive heavyweight offers an exceptional destination.

Key Responsibilities:

• Finance Transaction Facilitation: Manage the complete credit application pipeline, submitting client documentation to major banking partners and negotiating competitive approval structures.
• Value-Added Products & Cross-Selling: Identify customer needs to cross-sell value-add insurance products, extended warranties, service plans, and tracking devices to optimize deal margins.
• Financial Advisory & Customer Relations: Provide ethical, transparent, and legally sound financial guidance to vehicle buyers throughout the vehicle purchasing process.
• Regulatory Governance & Compliance: Safeguard dealership compliance by enforcing strict alignment with FICA regulations, National Credit Act (NCA) standards, and internal risk frameworks.
• System Management: Leverage digital deal-management platforms (specifically Cignio) to process applications, generate statutory documentation, and ensure swift payout turnaround times.

Job Experience and Skills Required:

• Industry Experience: 4 to 5 years of solid, proven experience operating as an F&I Manager directly within a accredited retail motor dealership environment.
• Statutory Qualifications & Regulatory Compliance:
  • Fully FAIS compliant with a recognized National Certificate in Financial Services (NCETA Level 4/5 or equivalent Retail Qualification).
  • Passed Regulatory Examination 5 (RE5) is essential (RE1 qualification is a distinct advantage).
  • Valid National Credit Act (NCA) card/accreditation.
• Software Proficiency: Proven, hands-on operational command of the Cignio finance portal and dealership management software.
• Non-negotiables: Flawless understanding of FICA and FAIS compliance, exceptional negotiation skills with banking underwriters, and a track record of meeting monthly finance and insurance penetration targets.