Analyst, Property Risk

Standard Bank Group; Johannesburg; On-site; ZAR 40 000 - 80 000; Full time

Job summary

An innovative player in the financial services sector is seeking a dedicated professional to manage Credit Risk activities. This role involves delivering key insights and ensuring compliance across a diverse portfolio. You will engage in critical analysis, contribute to risk management strategies, and support the organization's commitment to creating meaningful value in Africa. Join a team that values growth, autonomy, and proactive strategies in addressing industry challenges. If you are passionate about data analysis and risk management, this opportunity is perfect for you.

Qualifications

• 3-4 years of experience in Credit, Property, or Risk Management.
• Solid understanding of bank processes, products, data, and systems.

Responsibilities

• Perform and deliver various Credit Risk activities across the Credit Risk Management lifecycle.
• Conduct in-depth analysis to ensure compliance with legislation and regulations.

Skills

SAS

SQL

Data Analysis

Statistical Modeling

Machine Learning

Education

Degree (NQF Level 7 and above)

Degree in Business Commerce

Degree in Mathematical Sciences

Degree in Quantitative Studies

Tools

Microsoft Office Suite

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group and an innovative player on the global stage. We offer a variety of career-enhancing opportunities and the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We are passionate about creating growth in Africa, bringing true and meaningful value to our clients and communities, and creating a sense of purpose for our employees.

Job Description

To perform and deliver various Credit Risk activities across the different aspects of the Credit Risk Management lifecycle, including originations, account management, collections, and payments for a dedicated portfolio. This role is essential to help manage risk, achieve targets, and align with best practices. Conduct in-depth analysis to ensure that the portfolio's products and services comply with all relevant legislation and regulations.

Qualifications

• Degree (NQF Level 7 and above)
• Degrees in Business Commerce, Mathematical Sciences, Quantitative Studies

Experience

The role requires an individual with a solid understanding of bank processes, products, data, and systems, with 3-4 years of experience. Experience within Credit, Property, or Risk Management is advantageous. Proficiency in SAS, SQL, and other coding languages is necessary. Advanced computer literacy, especially in the Microsoft Office Suite, is essential.

Domain Knowledge

• A passion for property and property analytics
• Strong skills in data analysis, statistical modeling, and machine learning
• An innovative mindset to identify gaps and develop proactive strategies
• An interest in addressing the impacts of climate change on the property industry
• A self-starter who thrives on autonomy and can build from the ground up

Additional Information

Behavioural Competencies

• Adopting Practical Approaches
• Checking Things
• Embracing Change
• Establishing Rapport
• Following Procedures
• Interpreting Data
• Meeting Timescales
• Producing Output
• Providing Insights
• Taking Action
• Thinking Positively
• Upholding Standards

Technical Competencies

• Active Listening
• Project Management
• Quantitative Skills
• Risk Awareness & Management
• Risk Identification & Reporting
• Risk Response Strategy
• Verbal Communication
• Workflow Management