Decision Scientist

Capitec Bank Ltd.; Stellenbosch; On-site; ZAR 500 000 - 800 000; Full time

Job summary

A leading financial services provider in Stellenbosch seeks an experienced data analyst to leverage data science and analysis to improve business decision making. The ideal candidate should have strong statistical modelling skills and experience in machine learning, with at least 5 years in the field. This role offers a dynamic work environment focused on innovation and analytical excellence.

Qualifications

• Statistical model development and deployment principles and techniques.
• At least one Machine Learning language (Python or SAS Viya) is required.
• Over 5 years’ experience in an analytical science role.

Responsibilities

• Solve business problems and create new products through data science.
• Analyse and optimise data for specific business areas.
• Help build and deliver Capitec's AI strategy.

Skills

Numerical Reasoning skills

Researching skills

Analytical Skills

Planning, organising and coordination skills

Attention to Detail

Presentation Skills

Interpersonal & Relationship management Skills

Communications Skills

Education

Honours Degree in Mathematics or Statistics

Masters Degree in Mathematics or Statistics

Tools

Python

SAS Viya

Azure

AWS

Job description

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above finalize your application by clicking apply below

• To solve business problems, create new products and services, and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques - translating active business data into usable strategic information.
• To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.
• To help build and deliver Capitec's AI strategy, enabling data-led and improved business decision making.
• To design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

Education (Minimum)

• Honours Degree in Mathematics or Statistics

Education (Ideal or Preferred)

• Masters Degree in Mathematics or Statistics

Experience and Knowledge

Minimum Experience and Knowledge:

• Length of experience required is also conditional on qualifications obtained
• Statistical (predictive and classification) model development and deployment principles and techniques; including traditional scoring (logistic regression with binning and missing value replacement, e.g., reject inference), Machine Learning (neural networks, SVM, random forests, etc.), and quantitative analysis (time value of money, etc.)
• At least one Machine Learning language (e.g., Python or SAS Viya)
• Business analysis and requirements gathering
• General business know-how (e.g., risk, compliance, operations - such as NCR, POPIA, and SARB)
• Cloud environments (e.g., Azure, AWS, and large relational databases)
• Functional business area (e.g., Credit) environment knowledge and experience
• Developing scorecards from scratch
• Underlying theory and application of machine learning models
• Best practices for decision science (such as reusability, reproducibility, continuous monitoring, etc.)

Ideal Experience and Knowledge:

• Over 5 years’ experience in an analytical science role
• Working with multiple teams to deliver predictive models into a production environment
• Credit environment / industry (Credit cycle)
• Bank decision science lifecycle

Skills

• Numerical Reasoning skills
• Researching skills
• Analytical Skills
• Planning, organising and coordination skills
• Attention to Detail
• Presentation Skills
• Interpersonal & Relationship management Skills
• Communications Skills

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06