Customer-Centric Credit & Pricing Manager

Absa Group; Johannesburg; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial institution based in Johannesburg is seeking to fill a strategic position focused on shaping and executing customer strategies aligned with credit objectives. The role encompasses the entire credit lifecycle, from risk appetite definition to portfolio management and effective collections strategies. The ideal candidate will have relevant qualifications and demonstrated experience in risk governance and predictive analytics, along with a passion for leadership and team development.

Qualifications

• Experience in formulating customer-level credit strategies aligned with objectives.
• Expertise in risk appetite definition and governance adherence.
• Strong understanding of pricing models and capital optimization.

Responsibilities

• Shape and execute customer strategies for credit objectives.
• Oversee portfolio management and performance measurement.
• Implement collections strategies to minimize credit losses.

Skills

Customer-centric credit decisioning

Predictive modeling and analytics

Team leadership and development

Stakeholder management

Education

Bachelor Honours Degree: Business Management and Informatics

Bachelor Honours Degree: Business, Commerce and Management Studies

Job description

A leading financial institution based in Johannesburg is seeking to fill a strategic position focused on shaping and executing customer strategies aligned with credit objectives. The role encompasses the entire credit lifecycle, from risk appetite definition to portfolio management and effective collections strategies. The ideal candidate will have relevant qualifications and demonstrated experience in risk governance and predictive analytics, along with a passion for leadership and team development.