Credit Risk Manager (East Rand) Permanent Y66XV74V

MyCareerCraft; Boksburg; On-site; ZAR 500 000 - 650 000; Full time

Job summary

A leading recruitment agency is seeking an experienced Credit Manager to oversee credit policies and manage debtor collections. The ideal candidate should possess a National Diploma or Bachelor's Degree in Finance or Accounting along with a Credit Management Diploma. With 5–8 years in credit control and at least 5 years in a supervisory role, you will lead the credit team, ensuring compliance with legislation and optimizing credit risk management in a dynamic environment.

Qualifications

• 5–8 years experience in credit control or credit management.
• At least 5 years experience in a supervisory or management role.
• Experience in a manufacturing, FMCG, or sales-driven environment preferred.

Responsibilities

• Develop, implement, and manage the credit policy and procedures.
• Assess and approve customer credit limits and payment terms.
• Monitor customer credit risk and overall credit exposure.
• Manage debtor collections, payment allocations, and overdue accounts.
• Negotiate payment arrangements and recommend provisions or write-offs.

Skills

Credit management

Debtor collections

Risk assessment

Team leadership

Education

National Diploma or Bachelors Degree in Finance or Accounting (NQF 7)

Credit Management Diploma

Job description

Requirements

• National Diploma or Bachelors Degree in Finance or Accounting (NQF 7)
• Credit Management Diploma
• 5–8 years experience in credit control or credit management
• At least 5 years experience in a supervisory or management role
• Experience in a manufacturing, FMCG, or sales-driven environment preferred
• Proven experience managing large debtor books and credit risk

Responsibilities

• Develop, implement, and manage the credit policy and procedures
• Assess and approve customer credit limits and payment terms
• Monitor customer credit risk and overall credit exposure
• Manage debtor collections, payment allocations, and overdue accounts
• Negotiate payment arrangements and recommend provisions or write-offs
• Ensure compliance with the National Credit Act, POPIA, and internal controls
• Oversee contract administration and ensure records are audit-ready
• Prepare and present monthly credit and debtor reports
• Provide credit insights to support sales and business decisions
• Lead, train, and performance-manage the credit team
• Contract and compliance oversight
• Reporting and business support
• Debtors and cash flow management
• Prepare monthly credit and debtors reports for management
• Ensure compliance with all HR, labour and safety legislation