Credit Risk & Lending Analyst

Bidvest Bank; KwaZulu-Natal; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A leading financial institution in KwaZulu-Natal seeks a candidate for a role focused on assessing and processing Lending Applications. Responsibilities include analyzing credit data, preparing risk assessment reports, and ensuring customer service excellence. The ideal candidate will hold a Banking Diploma or Finance Degree and have extensive finance knowledge, along with 3-5 years of related experience. | This position promotes Employment Equity.

Qualifications

• 3-5 years related experience required.
• Ability to assess and process applications for Lending Applications.

Responsibilities

• Assessing, analyzing and interpreting complex financial information.
• Completing loan application forms and submitting for approval.
• Analyze credit data and financial statements to determine risk.
• Prepare reports that include risk assessment for lending.
• Generate financial ratios to evaluate customers’ financial status.
• Ensure customer service excellence.
• Communicate vision and services to clients.
• Identify problem areas and take corrective action.
• Analyze month-end reports for data accuracy.
• Interpret business/customer requirements for timely solutions.

Skills

Finance knowledge and ability to read financial statements

Excellent computer skills in Word

Excellent computer skills in Excel

Accounting principles

Good verbal and written communication

Attention to detail

Prioritizing

Quality orientation

Problem solving

Organised

Professionalism

Confidentiality

Innovation

Team Player

Assertiveness

Cost conscious

Motivated

Ability to work under pressure

Integrity

Vision

Independence

Education

Banking Diploma / Finance Degree or Diploma

Job description

A leading financial institution in KwaZulu-Natal seeks a candidate for a role focused on assessing and processing Lending Applications. Responsibilities include analyzing credit data, preparing risk assessment reports, and ensuring customer service excellence. The ideal candidate will hold a Banking Diploma or Finance Degree and have extensive finance knowledge, along with 3-5 years of related experience. | This position promotes Employment Equity.