Credit Risk Consultants (Banking Experience Required)

Isilumko Staffing; South Africa; On-site; ZAR 300,000 - 450,000; Full time

Job summary

Isilumko Staffing is creating a talent pipeline for Credit Risk Consultants in the banking sector. Candidates will be responsible for conducting assessments, analyzing credit reports, and ensuring compliance with legislation.

The role requires a BCom Degree or relevant experience, strong communication skills, and the ability to thrive in a high-pressure environment.

Qualifications

• BCom Degree or 2-3 years’ experience in credit vetting or risk.
• Experience in a banking or financial environment.
• Strong understanding of credit processes.

Responsibilities

• Conduct detailed credit assessments and affordability checks.
• Analyse credit bureau reports and financial information.
• Make risk-based decisions and provide clear motivations.

Skills

Credit assessments

Credit bureau analysis

Client interaction

Communication skills

Understanding of credit legislation

Ability to work under pressure

Education

BCom Degree (Finance, Accounting or Economics)

2–3 years’ experience in credit risk

Job description

Talent Pipeline: Credit Risk Consultants (Banking Sector)

We are building a pipeline of experienced professionals within credit risk.

Responsibilities

• Conduct detailed credit assessments and affordability checks
• Analyse credit bureau reports and financial information
• Verify client documentation (income, bank statements, ID, etc.)
• Ensure compliance with relevant legislation and internal policies
• Make risk-based decisions and provide clear motivations
• Handle client interactions professionally, including explaining outcomes

Requirements

• BCom Degree (Finance, Accounting or Economics)
• OR 2–3 years’ experience in credit vetting / credit risk
• Experience within a banking/financial services environment
• Strong understanding of credit processes and legislation
• Excellent communication and interpersonal skills
• Ability to work in a high-pressure, target-driven environment