Credit Risk Analyst: Financial Insights & Lending

Bidvest Bank Limited; Sandton; On-site; ZAR 350 000 - 500 000; Full time

Job summary

A leading financial institution is seeking an individual to assess and process Lending Applications. The role involves analyzing financial data, preparing reports, and ensuring exceptional customer service. The ideal candidate will have a Banking Diploma or Finance Degree, along with 3-5 years of related experience. Strong computer skills, attention to detail, and the ability to work under pressure are essential for success in this position.

Qualifications

• 3-5 years related experience is required.

Responsibilities

• Assessing, analyzing and interpreting complicated financial information.
• Completing loan application forms and submitting them to loan committees.
• Analyzing credit data and financial statements to assess risk.
• Preparing reports on the risks involved in lending money.
• Generating financial ratios to evaluate customers’ financial status.
• Ensuring customer service excellence.
• Communicating vision and services.
• Identifying problem areas and ensuring corrective actions.
• Analyzing month-end reports for data accuracy.

Skills

Finance knowledge and ability to read financial statements

Excellent computer skills in Word

Excellent computer skills in Excel

Accounting principles

Good verbal and written communication

Attention to detail

Problem solving

Organized

Professionalism

Confidentiality

Innovation

Team Player

Assertiveness

Cost conscious

Motivated

Ability to work under pressure

Integrity

Vision

Independence

Education

Banking Diploma / Finance Degree or Diploma

Job description

A leading financial institution is seeking an individual to assess and process Lending Applications. The role involves analyzing financial data, preparing reports, and ensuring exceptional customer service. The ideal candidate will have a Banking Diploma or Finance Degree, along with 3-5 years of related experience. Strong computer skills, attention to detail, and the ability to work under pressure are essential for success in this position.