Credit Risk Analyst

Network Finance.; City of Johannesburg Metropolitan Municipality; Hybrid; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial advisory team is seeking a Credit Risk Senior Consultant to join their innovative team in Johannesburg. This role involves developing credit risk models, collaborating with diverse experts, and delivering impactful solutions to clients across Africa. Candidates should have a strong educational background in relevant fields and extensive experience in credit risk or financial services consulting. The position offers a hybrid work environment focusing on flexibility and career development.

Benefits

Career development and leadership pathways

Flexible working environment

Diverse and inclusive team culture

Qualifications

• 5+ years of relevant experience in credit risk modelling or financial services consulting.
• Strong understanding of the credit lifecycle, model development processes and IFRS 9 and Basel regulations.
• Detail-oriented with strong problem-solving skills.

Responsibilities

• Develop and calibrate credit risk models including PD, LGD and EAD.
• Validate and monitor IFRS 9 impairment and regulatory models.
• Deliver portfolio credit analytics, benchmarking and peer analysis.
• Create scorecards and risk strategy models.

Skills

Credit risk modeling

Financial modeling

Analytical skills

Communication skills

Collaboration skills

Education

Undergraduate degree in Statistics, Mathematics, or related field

Tools

SAS

R

Python

MS Excel

MS Word

MS PowerPoint

Job description

Reference : NFP016018-LLR-1

Credit Risk Senior Consultant / Assistant Manager

Are you a driven and analytical professional with a passion for credit risk and financial modelling Join a leading financial advisory team that partners with top-tier institutions across Africa and beyond. This is your chance to work on some of the most advanced and impactful credit risk projects in the industry.

About the Role

This is a dynamic opportunity for a Senior Consultant or Assistant Manager to play a pivotal role within a specialist Credit Risk team. You will collaborate with experienced actuaries, quantitative analysts, statisticians and risk experts to deliver cutting‑edge solutions to banks, corporates and institutions across diverse sectors.

Duties & Responsibilities

What You’ll Be Doing

• Develop and calibrate credit risk models including PD, LGD and EAD
• Validate and monitor IFRS 9 impairment and regulatory models
• Deliver portfolio credit analytics, benchmarking and peer analysis
• Create scorecards, behavioural pricing frameworks and risk strategy models
• Contribute to audit support, regulatory compliance and advisory engagements
• Present findings and solutions to clients in well‑structured reports
• Mentor junior analysts and contribute to a high‑performing team culture

What You Need

• Undergraduate degree in Statistics, Mathematics, Financial Engineering, Actuarial Science, Economics, Engineering or a related field
• 35 years of relevant experience in credit risk modelling or financial services consulting
• Strong understanding of the credit lifecycle, model development processes and IFRS 9 and Basel regulations
• Coding proficiency in SAS, R or Python (SAS Enterprise Guide an advantage)
• Proficient in MS Excel, Word and PowerPoint
• Strong attention to detail, problem‑solving mindset and business acumen

You’ll Thrive If You Have :

• Excellent verbal and written communication skills
• The ability to work with cross‑functional teams and build client relationships
• Experience mentoring or guiding junior team members
• Comfort working in a hybrid model balancing autonomy with collaboration
• A passion for quality, innovation and continuous learning

Why Join Us

• Be part of a team delivering real impact in financial services and treasury operations
• Work on challenging high‑profile projects across Africa and global markets
• Enjoy a hybrid working environment with a strong focus on flexibility and team culture
• Access career‑defining learning development and leadership pathways
• Be part of a diverse and inclusive team that values transformation and progress

Please send CV to

Should you not hear from us within two weeks please consider your application unsuccessful.

Package & Remuneration

Market related

Required Experience :

IC

Key Skills

ISO 27001, Microsoft Access, Risk Management, Financial Services, PCI, Risk Analysis, Analysis Skills, COBIT, NIST Standards, SOX, Information Security, Data Analysis Skills

Employment Type : Full-Time

Experience : years

Vacancy : 1