Credit Product Owner: Digital Lending Leader in Africa

Unifi; Stellenbosch; Remote; ZAR 800 000 - 1 000 000; Full time

Job summary

A financial services company is seeking a Product Owner – Credit to lead the design and implementation of credit software solutions for microlending. Required qualifications include over 10 years of experience in product management within financial services. The ideal candidate will possess knowledge of credit policies and risk management while driving innovation adherence to compliance standards.

Qualifications

• Over 10 years of professional experience, with a minimum of 5 years in product management or product ownership roles.
• Deep knowledge of credit policies, lending platform architecture, and risk modelling.
• Experience with decision engines, credit bureau integrations, and KYC / AML compliance frameworks.

Responsibilities

• Own the full product lifecycle for credit and risk software.
• Define product vision and backlog aligned with credit strategy.
• Evaluate product performance using analytics and customer feedback.
• Ensure compliance with local regulatory frameworks.
• Lead initiatives to enhance fraud detection systems.

Skills

Product management

Credit lifecycle understanding

Analytical skills

Risk management

Systems thinking

Education

Bachelor’s or Master’s degree in Business, Finance, Computer Science, or a related field

Job description

A financial services company is seeking a Product Owner – Credit to lead the design and implementation of credit software solutions for microlending. Required qualifications include over 10 years of experience in product management within financial services. The ideal candidate will possess knowledge of credit policies and risk management while driving innovation adherence to compliance standards.