Credit Portfolio Analyst

Hire Resolve; Johannesburg; Vor Ort; ZAR 700.000 - 1.000.000; Vollzeit

Benefits dieser Stelle

Competitive salary

Family Leave (Maternity, Paternity)

Zusammenfassung

A leading investment firm in Johannesburg seeks a Credit Portfolio Analyst to assess credit risk and manage credit portfolios. The role demands a strong financial background, a minimum of 4 years of experience in credit analysis, and the ability to thrive in a dynamic environment. The successful candidate will collaborate with investment teams and provide insightful analysis to support decision-making. Competitive salary and benefits offered based on experience.

Qualifikationen

• Minimum 4–12 years of experience in credit analysis/credit risk.
• Strong understanding of financial analysis and risk management principles.
• Detail-oriented with a high level of accuracy.

Aufgaben

• Conduct analysis of credit portfolios to assess risk.
• Evaluate creditworthiness through research and analysis.
• Collaborate with the Investment team on credit strategies.
• Collaborate with Investment team to optimise risk‑adjusted returns.
• Provide regular portfolio performance and risk indicators to senior management.
• Ensure compliance with internal policies and regulatory requirements.
• Contribute to development of credit/risk models and frameworks.
• Conduct stress testing and scenario analysis for portfolio resilience.
• Maintain relationships with Relationship Managers and senior executives.
• Stay updated on industry best practices and regulations.

Kenntnisse

Analytical skills

Financial analysis

Credit risk modelling

Communication skills

Problem-solving skills

Proficient in financial software

Ausbildung

Bachelor's degree in Finance, Economics, or related field

Master’s degree preferred

Tools

Financial software

Jobbeschreibung

Position Overview

Hire Resolve's client is seeking a highly skilled and analytical Credit Portfolio Analyst to join their investment firm in Johannesburg. The ideal candidate will be responsible for assessing credit risk, managing credit portfolios, and providing insightful analysis to support investment decision‑making. The individual should possess strong financial acumen, exceptional attention to detail, and be able to thrive in a fast‑paced and dynamic environment.

Responsibilities

• Conduct comprehensive analysis of credit portfolios to assess risk, monitor trends, and identify opportunities for improvement
• Evaluate creditworthiness of potential and existing clients through diligent research and financial analysis
• Monitor market and industry trends to proactively identify emerging risks and opportunities within the credit portfolio
• Collaborate with the Investment team to develop credit strategies and optimise risk‑adjusted returns
• Provide regular reports and updates on portfolio performance, credit quality, and key risk indicators to senior management
• Monitor compliance with internal credit policies, procedures, and regulatory requirements
• Contribute to the development and enhancement of credit and risk management models and frameworks
• Conduct stress testing and scenario analysis to assess portfolio resilience to potential economic downturns
• Establish and maintain effective relationships with internal stakeholders, including Relationship Managers, Credit Risk Managers, and senior executives
• Stay up‑to‑date with industry best practices and regulations related to credit portfolio management

Qualifications

• Bachelor's degree in Finance, Economics, or related field; Master’s degree preferred
• Minimum 4–12 years of experience in credit analysis/credit risk and credit proposals write‑up covering SME and/or Mid‑Cap clients in Commercial Banking
• Strong understanding of credit risk modelling, financial analysis, and risk management principles
• Extensive knowledge of credit instruments, including bonds, equities, derivatives, and alternative investments
• Excellent analytical skills, with the ability to interpret complex financial data and identify key insights
• Proficient in using financial software and tools
• Familiarity with credit rating agencies' methodologies and credit analysis frameworks
• Exceptional written and verbal communication skills, with the ability to effectively present complex information to stakeholders
• Detail‑oriented with a high level of accuracy and strong problem‑solving skills
• Ability to work independently and manage multiple tasks efficiently in a deadline‑driven environment
• Professional certifications will be considered advantageous

Compensation & Benefits

• Salary: negotiable
• Family Leave (Maternity, Paternity)
• Our client is offering a highly competitive salary for this role based on experience
• Apply for this role today on LinkedIn, or contact Lara Ridgeway at Hire Resolve

Contact

Contact Hire Resolve for your next career‑changing move.

You can visit the Hire Resolve website: https://hireresolve.us or email us your CV: [e-mail]