Credit Manager - Business Banking

wePlace; Johannesburg; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A banking giant in South Africa is seeking a Credit Manager with extensive experience in Business Banking. The role involves minimizing financial risk and maximizing profits through effective credit application processes. Candidates must have at least 5 years of Credit Management experience and a Bachelor's Degree in Credit Management or Banking. The ideal candidate will also possess strong knowledge of risk management and project management methodologies, ensuring compliance with the bank's strategic goals.

Qualifications

• At least 5 years Credit Management experience across Personal and Business markets.
• Current Person-to-holder Credit Mandate.
• Bachelor's Degree in Credit Management or Banking.

Responsibilities

• Minimise the risk of loss through bad debts and maximise profits for the business.
• Interact with other areas of the bank and ensure compliance with agreed risk parameters.

Job description

One of South Africa's Banking Giants is looking for a Credit Manager with Business Banking experience to join their team.

Purpose Statement

• To minimise the risk of loss through bad debts and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.
• To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

Minimum Experience

• At least 5 years Credit Management experience across Personal and Business markets
• Current Person-to-holder Credit Mandate

Ideal

• At least 5 years Credit Management experience across Personal and Business markets
• Experience in Intuitive Credit Granting

Qualifications (Minimum)

• Bachelor's Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

• Honours Degree in Credit Management or Banking

Minimum Knowledge

• Business knowledge
• Risk Management
• Understanding of Project Management methodologies and processes,
• People Management
• Financial Management
• In-depth understanding of the NCA

Ideal (Knowledge)

• Knowledge of Intuitive Credit Granting

Should you not receive a response from us within one week of your application, your application has unfortunately not been successful.

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