Credit Manager

Capitec Bank; Gauteng; On-site; ZAR 300 000 - 450 000; Full time

Job summary

A leading financial institution in South Africa is seeking an experienced Credit Manager to minimise the risk of loss from bad debts and maximise profits through effective credit application processes. The ideal candidate will have at least 5 years of Credit Management experience, a Bachelor's Degree in Credit Management or Banking, and strong analytical and decision-making skills.

Qualifications

• At least 5 years Credit Management experience across Personal and Business markets.
• Current Person-to-holder Credit Mandate.

Responsibilities

• Minimise the risk of loss through bad debts.
• Maximise profits for the business.
• Ensure compliance with agreed risk parameters.

Skills

Commercial Thinking Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Analytical Skills

Problem solving skills

Decision making skills

Attention to Detail

Numerical Reasoning skills

Education

Bachelor's Degree in Credit Management or Banking

Honours Degree in Credit Management or Banking

Job description

Purpose Statement

To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.

To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank's strategy.

Experience

Minimum :

At least 5 years Credit Management experience across Personal and Business markets

Current Person-to-holder Credit Mandate

Ideal :

At least 5 years Credit Management experience across Personal and Business markets

Experience in Intuitive Credit Granting

Qualifications

Minimum :

Bachelor's Degree in Credit Management or Banking

Ideal or Preferred :

Honours Degree in Credit Management or Banking

Knowledge

Minimum :

Business knowledge

Risk Management

Understanding of Project Management methodologies and processes

People Management

Financial Management

In-depth understanding of the NCA

Ideal :

Knowledge of Intuitive Credit Granting

Skills

Commercial Thinking Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Analytical Skills

Problem solving skills

Decision making skills

Attention to Detail

Numerical Reasoning skills

Conditions of Employment

Clear criminal and credit record

#J-

• Ljbffr