Credit Manager

Capitec Bank Ltd.; Gauteng; On-site; ZAR 500 000 - 700 000; Full time

Job summary

A leading financial institution in Gauteng seeks an experienced Credit Manager to oversee credit application processes and mitigate risks. The ideal candidate will have at least 5 years in Credit Management across Personal and Business markets and hold a Bachelor's degree in Credit Management or Banking. The role focuses on ensuring compliance with risk parameters and maximising profitability.

Qualifications

• Minimum 5 years Credit Management experience across Personal and Business markets.
• Current Person-to-holder Credit Mandate.
• Experience in Intuitive Credit Granting.

Responsibilities

• Minimise risk of loss through bad debts.
• Maximise profits through effective credit application processes.
• Ensure compliance with agreed risk parameters.

Skills

Commercial Thinking Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Education

Bachelor's Degree in Credit Management or Banking

Honours Degree in Credit Management or Banking

Job description

Responsibilities

To minimise the risk of loss through bad debts and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.

To interact with other areas of the bank and act as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank's strategy.

Experience

• Minimum : At least 5 years Credit Management experience across Personal and Business markets
• Current Person-to-holder Credit Mandate
• Ideal : At least 5 years Credit Management experience across Personal and Business markets
• Experience in Intuitive Credit Granting

Qualifications (Minimum)

• Bachelor's Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

• Honours Degree in Credit Management or Banking

Knowledge

• Minimum : Business knowledge
• Understanding of Project Management methodologies and processes,
• People Management
• In-depth understanding of the NCA
• Ideal : Knowledge of Intuitive Credit Granting

Skills

• Commercial Thinking Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)