Credit Intelligence Analyst _Pipeline

Capitec Bank Ltd.; South Africa; On-site; ZAR 400 000 - 550 000; Full time

Job summary

A leading South African financial institution is seeking an experienced analyst to optimize credit intelligence and minimize credit risk. The role involves conducting complex data analysis, proposing solutions, and working with teams to build statistical models. Candidates should have 2-4 years of experience in retail credit analysis and a Bachelor's degree in Finance or Statistics. Ideal applicants will have strong communication and presentation skills, enabling effective reporting and collaboration.

Qualifications

• 2-4 years experience in retail credit analysis including SQL programming.
• 1-3 years experience in retail credit analysis if holding an Honours degree.

Responsibilities

• Conduct complex quantitative data analysis for business insights.
• Propose solutions based on analytical outputs.
• Build new statistical models for credit decisions.

Skills

Communications Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

A relevant post-graduate qualification in Finance or Statistics

Job description

To optimise credit intelligence performance, and minimise credit risk through:

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience

Minimum:

• 2‑4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
• In case of Honours degree: 1‑3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).

Ideal:

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post‑graduate qualification in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Disclaimer

This is an ongoing talent pipeline. By applying, you are expressing interest in joining Capitec’s Credit team and will be considered for current or future opportunities as they arise. We will contact you when relevant roles open up and encourage you to stay connected for exciting possibilities!

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06