Credit Intelligence Analyst I

Capitec; Cape Town; On-site; ZAR 350 000 - 500 000; Full time

Job summary

A leading bank in South Africa is seeking an analyst to optimize credit intelligence performance and minimize risk. The role involves conducting complex data analysis, proposing solutions, and collaborating on statistical models. Applicants should have a Bachelor's Degree in Finance or Statistics and 2-4 years of relevant experience. Strong communication and presentation skills are essential. This position supports employment equity goals.

Qualifications

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
• In case of Honours degree: 1-3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).

Responsibilities

• Independently conduct complex quantitative data analysis.
• Propose and execute solutions based on analytical outputs.
• Work with senior team members to build statistical models informing credit decisions.

Skills

Communications Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Relevant post‑graduate qualification in Finance or Statistics

Job description

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We're on the lookout for energetic, self‑motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

• To see what life at Capitec is all about and complete a short assessment, please click here!
• Once you have completed the above, finalize your application by clicking apply below.

Purpose Statement

To optimise credit intelligence performance, and minimise credit risk through:

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience

Minimum:

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
• In case of Honours degree: 1‑3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).

Ideal

• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post‑graduate qualification in Finance or Statistics

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.