Credit Intelligence Analyst I

Capitec Bank Ltd.; Cape Town; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A major bank in South Africa is seeking individuals for data analysis roles to optimize credit intelligence performance and minimize risk. Candidates should have 2-4 years of experience in retail credit analysis and a Bachelor's Degree in Finance or Statistics. Strong communication, presentation, and reporting skills are essential. Join us in our journey of service excellence.

Qualifications

• 2-4 years’ experience in retail credit analysis including SQL programming.
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis.

Responsibilities

• Conduct complex quantitative data analysis to inform business decisions.
• Propose and execute solutions based on analytical outputs.
• Work with senior team members to build new statistical models.

Skills

Communications Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Post-graduate qualification in Finance or Statistics

Job description

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above, finalize your application by clicking apply below.

To optimise credit intelligence performance, and minimise credit risk through:

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience

Minimum:

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).

Ideal:

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06