Credit Intelligence Analyst (Business Banking)

Capitec Bank Ltd.; Gauteng; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A leading financial services provider in South Africa is seeking a Credit Intelligence Analyst to lead credit intelligence strategies and solutions. The ideal candidate will have 4-6 years of experience in retail credit analysis and be proficient in SQL and statistical programming. This role involves guiding analytical outputs and supporting junior team members, providing a great opportunity for leadership within a dynamic environment.

Qualifications

• 4 - 6 years’ experience in retail credit analysis.
• Experience in programming in SQL.
• Strong in descriptive and diagnostic analytics.

Responsibilities

• Lead operational delivery of credit intelligence workstream.
• Develop and maintain credit intelligence strategies.
• Build statistical models for credit decision making.

Skills

Retail credit analysis

SQL programming

Statistical modelling

Data visualisation

Leadership

Education

Bachelor's Degree in Finance or Statistics

Post graduate degree in Finance or Statistics

Tools

SAS

R

Python

Job description

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Credit Intelligence Analyst (Business Banking)

Assume end-to-end responsibility for a credit intelligence workstream through:

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members
  

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.

Ideal:

• Experience in assuming a leadership role during a project.

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Finance or Statistics

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06